Datos clave
- Fechas
- 19–22 Jul 2027 (4 days)
- Dónde
- Auckland, New Zealand
- Tarifa por participante
- 2.300 £ (GBP)
- Pago
- Mediante factura y transferencia bancaria
- Cierre de inscripciones
- 19 Jun 2027
- Certificado
- Certificado de finalización
- Opción interna
- Impártalo para su equipo, en sus fechas
En esta página 15 secciones
Descripción del programa
Micro, small, and medium-sized enterprises form the backbone of Pacific island economies, yet access to debt capital remains heavily constrained. This four-day training programme in Auckland equips participants with the analytical and technical competencies required to design, implement, and monitor credit guarantee schemes. Attendees examine the fundamental economics of partial credit guarantees, capital preservation mandates, and the governance arrangements necessary to establish credible, sustainable risk-sharing interventions that mobilise private commercial bank capital for underserved enterprise segments.
The curriculum addresses the operational disconnect between financial institutions and smaller enterprises. Participants review international good practices for setting eligibility criteria, designing portfolio versus individual guarantee mechanisms, and structuring pricing schedules that avoid market distortion. Through detailed technical sessions, attendees evaluate legal frameworks, prudential regulations, and claim-settlement procedures. The course directly references the World Bank and FIRST Initiative Principles for Public Credit Guarantee Schemes to ensure public resources catalyse private lending responsibly.
Delegates translate theoretical risk-sharing concepts into executable institutional structures suited for small island contexts. The programme analyses credit scoring adaptations, risk-weighted asset treatments under Basel frameworks, and methods to mitigate moral hazard among participating financial institutions. By working through realistic design challenges, participants establish risk assessment frameworks that give commercial lenders confidence to expand tenure, lower collateral demands, and broaden credit facilities for viable micro, small, and medium enterprises.
Public financial institutions across the Pacific are intensifying efforts to strengthen financial sector depth and build economic resilience against systemic shocks. The technical mechanisms covered in this programme directly support the enterprise access to credit objectives pursued under initiatives such as the Samoa Finance Sector Resilience and Development Project. Delivering well-structured risk-sharing mechanisms is now imperative to encourage commercial banks to lend beyond their traditional asset-backed comfort zones, unlocking domestic liquidity for productive enterprises without compromising sovereign fiscal stability.
Delivered by Risalat Consultants International in Auckland, New Zealand, it combines expert-led sessions, real cases and group work, so that participants can apply what they learn in their own institution.
The Programme Strengthens Institutional Capability
- Economic rationale for risk-sharing facilities in small island economies and developing markets
- Review of the World Bank and FIRST Initiative Principles for Public Credit Guarantee Schemes
- Legal forms, corporate governance models, and institutional autonomy for guarantee funds
- Funding sources, initial capitalisation strategies, and sovereign contingent liability management
- Stakeholder roles: Central banks, development agencies, and participating financial intermediaries
- Portfolio versus individual transaction guarantee models: Comparative efficiency and resource requirements
- Defining target sectors: MSME qualifying criteria, exclusions, and priority growth sectors
- Determining risk coverage ratios and maximum exposure limits per enterprise and lender
- Preparación y ejecución presupuestaria
- Información financiera y normas contables
- Gestión de caja y tesorería
- Control interno de pagos y activos
It is designed for financial sector development officers from ministries of finance and economic development, treasury economists and debt management specialists overseeing contingent liabilities, credit guarantee facility managers and technical operational staff and others who want practical, current skills in public financial management and finance.
- Transacción
- Registro
- Control
- Evidencia
- Opinión
The Growing Importance of Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland
Una gestión financiera sólida es la base de presupuestos creíbles, pagos puntuales y auditorías sin salvedades. Los gobiernos y los financiadores esperan informes precisos, una ejecución presupuestaria disciplinada y un uso transparente de los fondos.
Los cambios en las normas de información financiera, los sistemas de pago digitales y los requisitos de los financiadores obligan a los equipos financieros a mantener sus competencias al día. Una gestión financiera sólida también libera tiempo y dinero para los servicios que importan.
Las organizaciones necesitan cada vez más profesionales capaces de:
- Preparar y ejecutar presupuestos conforme a los planes
- Elaborar informes financieros precisos y oportunos
- Aplicar controles sobre pagos y activos
- Cumplir los requisitos de gestión financiera de los financiadores
- Utilizar la información financiera para apoyar las decisiones
Unos sistemas sólidos de gestión de las finanzas públicas y finanzas ayudan a las organizaciones a:
- Mejorar la credibilidad y la ejecución del presupuesto
- Elaborar informes fiables y obtener auditorías sin salvedades
- Reducir los retrasos y errores en los pagos
- Generar confianza con los financiadores y los órganos de control
This Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland programme brings these elements together in a practical format, so that participants understand not only what good practice looks like but also how to introduce it in their own setting, with the people and resources they have.
Who Should Attend This Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training?
Este programa está dirigido a:
- Financial sector development officers from ministries of finance and economic development
- Treasury economists and debt management specialists overseeing contingent liabilities
- Credit guarantee facility managers and technical operational staff
- SME finance specialists working within public development finance institutions
- Central bank banking supervision and financial inclusion policy specialists
- Commercial bank credit officers managing SME and business banking portfolios
- Project implementation unit managers from donor-financed financial development programmes
- Enterprise development agency executives responsible for business support schemes
- Gerentes financieros y contables
- Responsables y analistas de presupuesto
- Personal de tesorería y gestión de caja
- Especialistas en gestión financiera de las UEP
El programa es adecuado tanto para profesionales con experiencia como para quienes asumen nuevas responsabilidades. Se fomentan los grupos que mezclan instituciones y países, porque los participantes aprenden mucho de la experiencia de los demás.
Marque lo que su equipo necesita ser capaz de hacer.
Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training Objectives
Upon successful completion of this Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training, participants will be able to:
- Evaluate structural mechanisms and operating models for public and mixed-capital partial credit guarantees
- Formulate transparent eligibility criteria and risk-sharing ratios for SME loan portfolios
- Structure guarantee fee schedules and pricing models that safeguard scheme financial additionality and sustainability
- Design robust risk assessment and underwriting procedures that mitigate adverse selection and moral hazard
- Align guarantee scheme reporting and regulatory capital treatments with international prudential standards
- Establish efficient, audit-compliant claim verification, settlement, and default recovery workflows
- Develop performance monitoring frameworks using the World Bank Principles for Public Credit Guarantee Schemes
- Trigger events for claims: Default definitions, curing periods, and formal call procedures
- Verification workflows, claim settlement timeliness, and dispute resolution mechanisms
- Post-claim asset recovery, litigation management, and proceeds-sharing between scheme and lender
Cada objetivo se practica durante el programa mediante ejercicios, casos o trabajo en grupo, de modo que los participantes salgan siendo capaces de hacerlo, no solo de describirlo.
Contenido y estructura del programa
- Economic rationale for risk-sharing facilities in small island economies and developing markets
- Review of the World Bank and FIRST Initiative Principles for Public Credit Guarantee Schemes
- Legal forms, corporate governance models, and institutional autonomy for guarantee funds
- Funding sources, initial capitalisation strategies, and sovereign contingent liability management
- Stakeholder roles: Central banks, development agencies, and participating financial intermediaries
- Portfolio versus individual transaction guarantee models: Comparative efficiency and resource requirements
- Defining target sectors: MSME qualifying criteria, exclusions, and priority growth sectors
- Determining risk coverage ratios and maximum exposure limits per enterprise and lender
- Structuring guarantee fees: Upfront, annual, and risk-adjusted pricing frameworks
- Operational integration: Onboarding participating commercial banks and non-bank lenders
- Commercial bank SME lending dynamics: Addressing collateral scarcity and information asymmetry
- Adapting credit assessment and rating tools for small enterprises with limited financial history
- Managing moral hazard: Structuring first-loss and second-loss arrangements to protect capital
- Prudential considerations: Basel capital relief and risk-weighted asset treatments for guaranteed loans
- Credit information systems, collateral registries, and their impact on scheme risk profiles
- Trigger events for claims: Default definitions, curing periods, and formal call procedures
- Verification workflows, claim settlement timeliness, and dispute resolution mechanisms
- Post-claim asset recovery, litigation management, and proceeds-sharing between scheme and lender
- Financial additionality and economic additionality: Key performance indicators and metrics
- Practical design clinic: Formulating an implementation roadmap for Pacific and small state contexts
Contenido completo día a día
El programa dura 4 días. Cada jornada combina aportaciones de expertos, trabajo práctico y un taller o estudio de caso final:
- First Day: Day 1: Credit Guarantee Fundamentals, Governance, and Legal Structures
- Second Day: Day 2: Scheme Design, Eligibility Rules, and Operational Modalities
- Third Day: Day 3: Credit Risk Assessment, Prudential Regulation, and Underwriting
- Fourth Day: Day 4: Claims Processing, Default Recovery, and Impact Monitoring
Contenido completo día a día
First Day | Day 1: Credit Guarantee Fundamentals, Governance, and Legal Structures
- Economic rationale for risk-sharing facilities in small island economies and developing markets
- Review of the World Bank and FIRST Initiative Principles for Public Credit Guarantee Schemes
- Legal forms, corporate governance models, and institutional autonomy for guarantee funds
- Funding sources, initial capitalisation strategies, and sovereign contingent liability management
- Stakeholder roles: Central banks, development agencies, and participating financial intermediaries
Workshop: Day 1: Credit Guarantee Fundamentals, Governance, and Legal Structures: Applying It to Your Institution
Trabajando en grupos pequeños, los participantes aplican los métodos del día a ejemplos de sus propias instituciones y acuerdan los siguientes pasos prácticos.
Second Day | Day 2: Scheme Design, Eligibility Rules, and Operational Modalities
- Portfolio versus individual transaction guarantee models: Comparative efficiency and resource requirements
- Defining target sectors: MSME qualifying criteria, exclusions, and priority growth sectors
- Determining risk coverage ratios and maximum exposure limits per enterprise and lender
- Structuring guarantee fees: Upfront, annual, and risk-adjusted pricing frameworks
- Operational integration: Onboarding participating commercial banks and non-bank lenders
Workshop: Day 2: Scheme Design, Eligibility Rules, and Operational Modalities: Applying It to Your Institution
Trabajando en grupos pequeños, los participantes aplican los métodos del día a ejemplos de sus propias instituciones y acuerdan los siguientes pasos prácticos.
Third Day | Day 3: Credit Risk Assessment, Prudential Regulation, and Underwriting
- Commercial bank SME lending dynamics: Addressing collateral scarcity and information asymmetry
- Adapting credit assessment and rating tools for small enterprises with limited financial history
- Managing moral hazard: Structuring first-loss and second-loss arrangements to protect capital
- Prudential considerations: Basel capital relief and risk-weighted asset treatments for guaranteed loans
- Credit information systems, collateral registries, and their impact on scheme risk profiles
Case Study: Day 3: Credit Risk Assessment, Prudential Regulation, and Underwriting in Practice
Los participantes analizan un caso realista, comparan las decisiones tomadas con las buenas prácticas y extraen lecciones que pueden aplicar en su propio contexto.
Fourth Day | Day 4: Claims Processing, Default Recovery, and Impact Monitoring
- Trigger events for claims: Default definitions, curing periods, and formal call procedures
- Verification workflows, claim settlement timeliness, and dispute resolution mechanisms
- Post-claim asset recovery, litigation management, and proceeds-sharing between scheme and lender
- Financial additionality and economic additionality: Key performance indicators and metrics
- Practical design clinic: Formulating an implementation roadmap for Pacific and small state contexts
Capstone Exercise: Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Action Plan for Your Institution
Los participantes integran lo aprendido durante la semana en un plan de acción para su propia institución, con prioridades, responsables y primeros pasos, y lo presentan para recibir comentarios de sus pares y de los facilitadores.
Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training Methodology
The training employs a practitioner-led format combining technical lectures, institutional policy reviews, and collaborative problem-solving exercises. Participants evaluate practical design challenges drawn from Pacific and international finance initiatives, using structured spreadsheet models to test financial viability and stress-test guarantee fund capital. Group workshops require delegates to draft operational policy notes, risk frameworks, and eligibility guidelines, followed by peer review and moderated technical critiques against global standards.
El programa combina:
- Sesiones dirigidas por expertos sobre la práctica actual
- Estudios de caso regionales e internacionales
- Trabajo en grupo y ejercicios prácticos
- Simulaciones y juegos de rol cuando proceda
- Análisis de los desafíos propios de los participantes
- Aprendizaje entre pares de distintas instituciones y países
- Herramientas y plantillas prácticas para llevar al trabajo
- Reflexión diaria y planificación de acciones
Antes del programa, una breve evaluación previa ayuda a los facilitadores a comprender la función y las prioridades de cada participante, para adaptar los ejemplos y ejercicios al grupo. Cada jornada termina con una breve reflexión en la que los participantes anotan lo que aplicarán en su trabajo.
Resultados esperados
Upon completion of this Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training, participants will be able to:
- Deliver fully articulated operational guidelines for a partial credit guarantee facility
- Calculate sustainable guarantee fee structures balancing cost recovery against financial additionality
- Define clear MSME eligibility matrices and streamlined documentation requirements for partner lenders
- Apply prudential standards for risk-weighted capital relief on guaranteed credit exposures
- Draft comprehensive claim verification, audit, and recovery protocols that minimise processing delays
- Establish monitoring and evaluation frameworks to measure enterprise lending expansion and economic impact
- Elaborar y supervisar presupuestos vinculados a los planes
- Elaborar informes financieros precisos
Los participantes se marchan con un plan de acción personal y herramientas prácticas que pueden utilizar en su institución desde la primera semana de regreso. Las instituciones que envían a varios participantes pueden aprovechar el programa para acordar métodos y plantillas comunes entre equipos, lo que facilita mantener las mejoras.
2.300 £ por participante · factura y transferencia bancaria · descuento para grupos de 5 o más personas
Cinco o más personas de una misma organización: solicite la tarifa de grupo al pedir la factura.
Diez o más: una versión interna para su institución puede costar menos por persona. Solicite un presupuesto para una formación interna.
Registration closes in 218 days (19 Jun 2027)
Institutional Application of Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training
Este programa ayuda a las organizaciones a fortalecer:
- Preparación y ejecución presupuestaria
- Información financiera
- Controles de pagos y tesorería
- Gestión financiera de fondos de donantes
- Preparación para la auditoría
Los participantes regresan con herramientas prácticas para mejorar:
- Seguimiento presupuestario
- Informes financieros intermedios
- Conciliaciones
- Gestión de activos
- Seguimiento de auditorías
El programa está concebido para que el aprendizaje pase del aula a la institución. Siempre que es posible, los participantes trabajan con sus propios procesos y documentos, y se marchan con un plan de acción que sus responsables pueden revisar y respaldar.
Pertinencia y aplicación regionales
Europa
Las instituciones europeas aplican la gestión de las finanzas públicas y las finanzas dentro de marcos normativos detallados y agendas de reforma. Los participantes de Europa pueden comparar su práctica con colegas de otras regiones y comprobar cómo funcionan los métodos consolidados en condiciones distintas.
África
En toda África, los ministerios, organismos y equipos de proyecto que trabajan en gestión de las finanzas públicas y finanzas operan cada vez más junto a programas financiados por donantes que exigen sistemas claros y evidencias. El programa ayuda a los participantes a adaptar las buenas prácticas a las instituciones y los recursos con los que trabajan.
Oriente Medio
En Oriente Medio, las estrategias nacionales de desarrollo y los planes de diversificación imponen exigencias crecientes en materia de gestión de las finanzas públicas y finanzas. Los participantes analizan cómo crear dentro de los organismos públicos y las empresas la capacidad que estos planes requieren.
Asia
Las instituciones de toda Asia combinan un rápido crecimiento con ambiciosos programas de modernización. Los participantes de Asia pueden compartir su experiencia en el escalamiento rápido de sistemas y conocer los enfoques utilizados en otros lugares.
Pacífico
Los pequeños Estados insulares y del Pacífico afrontan limitaciones particulares de tamaño, distancia y capacidad. El programa destaca enfoques prácticos y proporcionados de gestión de las finanzas públicas y finanzas adecuados para instituciones más pequeñas.
Holding the programme in Auckland, New Zealand brings participants together away from their daily pressures, so they can compare how public financial management and finance is handled in different settings. The same programme can also be delivered in-house for one institution, in its own country or online, with cases taken from its current work.
Perfil del país anfitrión: Nueva Zelanda
Risalat Consultants International runs open-enrolment training programmes in Auckland, New Zealand for officials, project teams and professionals from across the region. Dates, fees and what each programme covers are listed above, and any programme can also be delivered in-house for your institution.
Estudiar fuera de su país ofrece a los participantes tiempo para concentrarse, una mirada nueva sobre su propia institución y la oportunidad de crear una red con colegas de otros países.
Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training Deliverables
Los participantes reciben apoyo antes, durante y después del programa, de modo que la preparación, el aprendizaje y el seguimiento formen una experiencia continua.
Antes del programa
- Evaluación previa del participante
- Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Readiness Assessment
- Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Resource Pack
- Materiales de lectura preparatoria
- Apoyo y asesoramiento gratuitos para el visado
Durante el programa
- Recogida en el aeropuerto y asistencia de bienvenida
- Alojamiento con desayuno
- Cena de bienvenida y networking
- Kit de formación de Risalat (bolsa, botella, taza, camiseta, gorra, funda de pasaporte, bolígrafos, cuaderno, imán y llavero)
- Comprehensive Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland Training Manual
- Plantilla de seguimiento presupuestario
- Plantilla de informe financiero intermedio
- Lista de verificación de conciliaciones
- Lista de verificación para la preparación de auditorías
- Talleres prácticos y simulaciones
- Debates en grupo y aprendizaje entre pares
- Almuerzo y refrigerios diarios
- Acceso completo a las instalaciones de la sede de formación
- Mini Pad / tableta con materiales didácticos digitales
- Visita de campo (cuando proceda)
- Recorrido turístico por la ciudad
Después del programa
- Certificado de finalización
- Reconocimiento a la participación en programas de Risalat
- Materiales de consulta posteriores a la formación
- Autoevaluación de gestión financiera
- Lista de verificación de control de pagos
- Apoyo posterior a la formación y orientación de seguimiento
- Informe del programa
Las instituciones también pueden solicitar una versión interna de este programa adaptada a sus necesidades, impartida en sus instalaciones o en línea. Solicitar una propuesta.
Common Challenges in Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland, And How This Training Helps
¿Cómo pueden las instituciones preparar y ejecutar presupuestos conforme a los planes?
The programme addresses this directly on the first day (Day 1: Credit Guarantee Fundamentals, Governance, and Legal Structures), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
¿Cómo pueden las instituciones elaborar informes financieros precisos y oportunos?
The programme addresses this directly on the second day (Day 2: Scheme Design, Eligibility Rules, and Operational Modalities), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
¿Cómo pueden las instituciones aplicar controles sobre pagos y activos?
The programme addresses this directly on the third day (Day 3: Credit Risk Assessment, Prudential Regulation, and Underwriting), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
¿Cómo pueden las instituciones cumplir los requisitos de gestión financiera de los financiadores?
The programme addresses this directly on the fourth day (Day 4: Claims Processing, Default Recovery, and Impact Monitoring), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
¿Cómo pueden las instituciones utilizar la información financiera para apoyar las decisiones?
The programme addresses this directly on the first day (Day 1: Credit Guarantee Fundamentals, Governance, and Legal Structures), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
Preguntas frecuentes
When and where does the Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland programme take place?
It runs from 19 Jul 2027 to 22 Jul 2027, in Auckland, New Zealand. The registration deadline is shown at the top of this page.
¿Quién debería asistir?
The programme is designed for financial sector development officers from ministries of finance and economic development, treasury economists and debt management specialists overseeing contingent liabilities, credit guarantee facility managers and technical operational staff, SME finance specialists working within public development finance institutions, and others who want practical skills in public financial management and finance.
¿Recibiré un certificado?
Sí. Los participantes que completan el programa reciben un Certificado de finalización de Risalat Consultants International.
¿Puede impartirse este programa solo para nuestra institución?
Sí. Podemos impartir una versión interna a medida en sus instalaciones, en otra ciudad o en línea, construida en torno a sus propios casos. Utilice la solicitud de propuesta de esta página.
¿Necesito experiencia previa en gestión de las finanzas públicas y finanzas?
No se requiere formación especializada más allá de la experiencia en un puesto afín. Una breve evaluación previa ayuda a los facilitadores a adaptar las sesiones al grupo.
Who Will Deliver This Programme
Each date is delivered by a team assigned from Risalat's expert network for this subject. For this programme we assign:
How we choose them: Experience in the region of the participants or comparable settings; Command of the financier rules that apply (World Bank, ADB, AfDB, EU, UN) where relevant; Delivery in English; other languages on request for in-house groups; No conflict of interest with participants' institutions.
Names and short CVs of the assigned experts are shared with registered participants and sponsoring organisations before the programme, on request. Are you an expert in this subject? Join our expert network.
Training courses in AucklandBanking & Insurance training courses
Why Auckland for this programme
Auckland is New Zealand's commercial centre, offering visiting delegations access to key public agencies, Auckland Council, and the Port of Auckland. Participants can observe established practices in infrastructure, biosecurity, and urban management. The city is straightforward to reach through direct long-haul flights connecting the Pacific, Asia, and the Americas.
The Credit Guarantee Scheme Design and MSME Finance Expansion in Auckland programme in July 2027 brings together officials and professionals from across the Oceania and the Pacific region and beyond. Sessions combine short inputs, case studies and group work on participants' own files, and the city's institutions can be added as a study visit on request.
Getting there: Auckland Airport (AKL).
Compruebe si necesita visado con el Verificador de visados gratuito y solicite una carta de invitación una vez inscrito.
El mismo tema en otras ciudades
- MSME Value Chain Finance Structuring and Business Accelerator Operations in Dubai (Dubai)
- MSME Credit Guarantee Scheme Design and Risk-Sharing Facilities in Johannesburg (Johannesburg)
- MSME Credit Infrastructure and Trade Finance Facilitation in Dubai (Dubai)
- MSME Digital Credit Guarantees and Mobile Money Regulatory Supervision in Dubai (Dubai)
- Venture Capital Ecosystem Financing and MSME Growth Acceleration in Dubai (Dubai)
- MSME Partial Credit Guarantee Schemes and Financial Intermediation in Dubai (Dubai)
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For teams and institutions
Bring your team
Teams that learn together apply more at work. Tell us how many people and how you would like to take part: we reply with a group quote within two working days.
Más cursos de formación en Nueva Zelanda · Todos los programas en el Pacífico · Calendario de formación completo
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