Formação em Gestão de Crédito Malparado e Estratégias de Recuperação de Dívidas

Visão geral do programa

Non-Performing Loans (NPLs) remain one of the most pressing challenges for banks and financial institutions worldwide. Rising default risks, evolving regulatory frameworks, and economic uncertainties have underscored the urgent need for innovative, structured approaches to NPL monitoring and recovery. This five-day intensive programme in Hanoi equips participants with the latest tools, techniques, and strategies to effectively manage distressed loan portfolios while maintaining financial stability.

Through a combination of expert-led sessions, case studies, and hands-on simulations, participants will explore NPL lifecycle management, early warning systems, monitoring techniques, negotiation and restructuring skills, and various recovery frameworks. Drawing on regional and global experiences from Asia, Europe, and Africa, the course highlights successful resolution models such as Asset Management Companies, securitization, and legal recovery strategies.

Non-Performing Loans Management & Debt-Recovery Strategies Training in Vietnam also integrates emerging industry practices including AI-driven credit monitoring, predictive analytics, fintech solutions, and updated regulatory requirements (IFRS 9, Basel III), to prepare participants for the future of NPL management. By the end of the training, attendees will be able to design proactive strategies, strengthen negotiation outcomes, and implement sustainable recovery frameworks tailored to their institutional and regional contexts.

Público-alvo

This programme is designed for professionals engaged in banking, finance, and credit risk management, including but not limited to:

• Bankers, financial analysts, and credit officers
• Risk management professionals and compliance managers
• Loan recovery managers and asset managers
• Regulators and policymakers in financial supervision
• Consultants and professionals involved in distressed asset management

Objetivos do programa

Upon the successful completion of this intensive training course, the participants will be able to demonstrate the solid understanding of:

• Understand the root causes, classifications, and impacts of Non-Performing Loans (NPLs).
• Design and implement comprehensive NPL monitoring frameworks using early warning signals.
• Apply advanced techniques to monitor, track, and manage NPL portfolios.
• Develop and practice negotiation skills for restructuring and borrower engagement.
• Apply various recovery techniques including restructuring, collateral enforcement, and legal recovery.
• Get exposure to the management of NPLs and various recovery strategies in global banking contexts.
• Leverage technology, AI, and data analytics to enhance NPL detection and recovery.
• Align recovery practices with regulatory frameworks and provisioning standards (IFRS 9, Basel III, Central Bank Guidelines).

Conteúdo do programa

Metodologia do programa

The Non-Performing Loans Management & Debt-Recovery Strategies Training in Hanoi will follow a highly interactive methodology that blends expert-led lectures with delegate discussions, case study analysis, simulations, and group assignments. Participants will learn not only through structured content delivery but also by engaging in real-world scenarios, role-play negotiations, and problem-solving exercises that mirror their own institutional challenges. Active debate and peer-to-peer exchange will be encouraged throughout, ensuring that every concept is contextualized and directly relevant to participants’ working environments.

Perfil do país anfitrião

Hanoi has emerged as a dynamic financial hub in Southeast Asia, where the banking sector is actively addressing challenges related to non-performing loans. Vietnam has made significant progress in reducing NPL ratios through regulatory reforms, asset management companies, and innovative recovery strategies that are now considered regional success stories. Hosting the programme in Hanoi provides participants with a unique opportunity to learn in a market that has firsthand experience with large-scale NPL restructuring, while also engaging with local experts, regulatory perspectives, and case studies that can be applied across other banking environments. The city also offers a strategic location for participants from Asia, Africa, and the Middle East, ensuring diverse peer-to-peer exchange in an accessible, vibrant setting.

Resultados do curso

Os participantes beneficiam de um serviço completo, que cobre tudo o que é necessário antes, durante e depois do programa:

Antes do programa

Durante o programa

• Recolha no aeroporto e apoio de boas-vindas
• Alojamento com pequeno-almoço durante toda a estadia
• Jantar de boas-vindas para networking e convívio com os outros participantes e a equipa Risalat
• Kit de formação Risalat, que inclui: saco, garrafa de água, caneca, t-shirt, boné, capa de passaporte, canetas, bloco de notas, íman e porta-chaves
• Almoço incluído em todos os dias de formação
• Manual completo do curso e materiais de formação
• Modelos, ferramentas e fichas de trabalho baseados em projetos
• Mini tablet para acesso prático aos recursos digitais
• Estudos de caso digitais, dossiês de leitura e materiais de referência
• Acesso a conjuntos de dados de exemplo e exercícios práticos
• Visita de campo (quando aplicável)
• Pausas para café gratuitas e acesso total às instalações do local de formação
• Acesso a recursos de aprendizagem online
• Passeio recreativo pela cidade
• Certificado de Conclusão
• Prémio Risalat de Reconhecimento da Participação no Programa

Depois do programa

• Apoio pós-formação e orientação de acompanhamento
• Relatório do programa

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