Non-Performing Loans Management & Debt-Recovery Strategies Training

Programme Overview

Non-Performing Loans (NPLs) remain one of the most pressing challenges for banks and financial institutions worldwide. Rising default risks, evolving regulatory frameworks, and economic uncertainties have underscored the urgent need for innovative, structured approaches to NPL monitoring and recovery. This five-day intensive programme in Hanoi equips participants with the latest tools, techniques, and strategies to effectively manage distressed loan portfolios while maintaining financial stability. Through a combination of expert-led sessions, case studies, and hands-on simulations, participants will explore NPL lifecycle management, early warning systems, monitoring techniques, negotiation and restructuring skills, and various recovery frameworks. Drawing on regional and global experiences from Asia, Europe, and Africa, the course highlights successful resolution models such as Asset Management Companies, securitization, and legal recovery strategies. Non-Performing Loans Management & Debt-Recovery Strategies Training in Vietnam also integrates emerging industry practices including AI-driven credit monitoring, predictive analytics, fintech solutions, and updated regulatory requirements (IFRS 9, Basel III), to prepare participants for the future of NPL management. By the end of the training, attendees will be able to design proactive strategies, strengthen negotiation outcomes, and implement sustainable recovery frameworks tailored to their institutional and regional contexts.

Host Country Profile Hanoi has emerged as a dynamic financial hub in Southeast Asia, where the banking sector is actively addressing challenges related to non-performing loans. Vietnam has made significant progress in reducing NPL ratios through regulatory reforms, asset management companies, and innovative recovery strategies that are now considered regional success stories. Hosting the programme in Hanoi provides participants with a unique opportunity to learn in a market that has firsthand experience with large-scale NPL restructuring, while also engaging with local experts, regulatory perspectives, and case studies that can be applied across other banking environments. The city also offers a strategic location for participants from Asia, Africa, and the Middle East, ensuring diverse peer-to-peer exchange in an accessible, vibrant setting.

Delivered by Risalat Consultants International in Hanoi, Vietnam, it combines expert-led sessions, real cases and group work, so that participants can apply what they learn in their own institution.

The Programme Strengthens Institutional Capability

• Defining Non-Performing Loans: classification, causes, and trends
• Macroeconomic and institutional impacts of NPLs on financial stability
• Global & regional perspectives: NPL challenges in Asia, Africa, and Europe
• Early warning signs of distressed loans
• Exercise: Mapping sector-specific causes of NPLs
• How to monitor NPLs – portfolio-level vs. borrower-level monitoring
• Techniques of monitoring NPLs – key ratios, stress tests, trend analysis
• Designing effective Early Warning Systems (EWS)
• Budget preparation and execution
• Financial reporting and accounting standards
• Cash and treasury management
• Internal control over payments and assets

It is designed for bankers, financial analysts, and credit officers, risk management professionals and compliance managers, loan recovery managers and asset managers and others who want practical, current skills in public financial management and finance.

The Growing Importance of Non-Performing Loans Management & Debt-Recovery Strategies

Sound financial management is the basis for credible budgets, timely payments and clean audits. Governments and financiers expect accurate reporting, disciplined budget execution and transparent use of funds.

Changes in reporting standards, digital payment systems and financier requirements mean finance teams must keep their skills current. Strong financial management also frees time and money for the services that matter.

Organisations increasingly require professionals capable of:

• Prepare and execute budgets in line with plans
• Produce accurate, timely financial reports
• Apply controls over payments and assets
• Meet financier financial management requirements
• Use financial information to support decisions

Strong public financial management and finance systems help organisations:

• Improve budget credibility and execution
• Produce reliable reports and clean audits
• Reduce payment delays and errors
• Build trust with financiers and oversight bodies

This Non-Performing Loans Management & Debt-Recovery Strategies programme brings these elements together in a practical format, so that participants understand not only what good practice looks like but also how to introduce it in their own setting, with the people and resources they have.

Who Should Attend This Non-Performing Loans Management & Debt-Recovery Strategies Training?

This programme is designed for:

• Bankers, financial analysts, and credit officers
• Risk management professionals and compliance managers
• Loan recovery managers and asset managers
• Regulators and policymakers in financial supervision
• Consultants and professionals involved in distressed asset management
• Understand the root causes, classifications, and impacts of Non-Performing Loans (NPLs)
• Design and implement comprehensive NPL monitoring frameworks using early warning signals
• Apply advanced techniques to monitor, track, and manage NPL portfolios
• Develop and practice negotiation skills for restructuring and borrower engagement
• Apply various recovery techniques including restructuring, collateral enforcement, and legal recovery
• Get exposure to the management of NPLs and various recovery strategies in global banking contexts
• Leverage technology, AI, and data analytics to enhance NPL detection and recovery

The programme suits experienced professionals as well as those moving into new responsibilities. Groups that mix institutions and countries are encouraged, because participants learn a great deal from each other’s experience.

Non-Performing Loans Management & Debt-Recovery Strategies Training Objectives

Upon successful completion of this Non-Performing Loans Management & Debt-Recovery Strategies Training, participants will be able to:

• Explain the budget cycle and the role of each actor
• Prepare and monitor budgets linked to plans
• Apply the main principles of the relevant reporting standards
• Manage cash and payments with sound controls
• Meet the financial management requirements of financiers
• Analyse financial information for decisions
• Prepare for audits and respond to findings
• Identify and manage financial risks
• Prepare an improvement plan for their finance function

Each objective is practised during the programme through exercises, cases or group work, so that participants leave able to do it, not only to describe it.

Programme Contents and Structure

Non-Performing Loans Management & Debt-Recovery Strategies Training Methodology

The Non-Performing Loans Management & Debt-Recovery Strategies Training in Hanoi will follow a highly interactive methodology that blends expert-led lectures with delegate discussions, case study analysis, simulations, and group assignments. Participants will learn not only through structured content delivery but also by engaging in real-world scenarios, role-play negotiations, and problem-solving exercises that mirror their own institutional challenges. Active debate and peer-to-peer exchange will be encouraged throughout, ensuring that every concept is contextualized and directly relevant to participants’ working environments.

The programme combines:

• Expert-led sessions on current practice
• Regional and international case studies
• Group work and practical exercises
• Simulations and role plays where relevant
• Discussion of participants' own challenges
• Peer learning across institutions and countries
• Practical tools and templates to take back to work
• Daily reflection and action planning

Before the programme, a short pre-assessment helps the facilitators understand each participant’s role and priorities, so that examples and exercises can be adjusted to the group. Each day ends with a short reflection in which participants note what they will apply at work.

Expected Outcomes

Upon completion of this Non-Performing Loans Management & Debt-Recovery Strategies Training, participants will be able to:

• Prepare and monitor budgets linked to plans
• Produce accurate financial reports
• Apply sound payment and cash controls
• Meet financier financial management requirements
• Prepare for audits and close findings
• Use financial analysis in decisions

Participants leave with a personal action plan and practical tools they can use in their institution from the first week back. Institutions that send several participants can use the programme to agree shared methods and templates across teams, which makes improvements easier to sustain.

Institutional Application of Non-Performing Loans Management & Debt-Recovery Strategies Training

This programme supports organisations in strengthening:

• Budget preparation and execution
• Financial reporting
• Payment and cash controls
• Donor financial management
• Audit readiness

Participants return with practical tools to improve:

• Budget monitoring
• Interim financial reports
• Reconciliations
• Asset management
• Audit follow-up

The programme is built so that learning moves from the classroom into the institution. Participants work on their own processes and documents where possible, and leave with an action plan that their managers can review and support.

Regional Relevance & Application

Europe

European institutions apply public financial management and finance within detailed regulatory frameworks and reform agendas. Participants from Europe can compare their practice with colleagues from other regions and test how established methods work under different conditions.

Africa

Across Africa, ministries, agencies and project teams working in public financial management and finance increasingly operate alongside donor-financed programmes that expect clear systems and evidence. The programme helps participants adapt good practice to the institutions and resources they work with.

Middle East

In the Middle East, national development strategies and diversification plans place growing demands on public financial management and finance. Participants explore how to build the capability these plans need inside public bodies and companies.

Asia

Institutions across Asia combine rapid growth with ambitious modernisation programmes. Participants from Asia can share their experience of scaling systems quickly and learn from approaches used elsewhere.

Pacific

Small island and Pacific states face particular constraints of size, distance and capacity. The programme highlights practical, proportionate approaches to public financial management and finance that suit smaller institutions.

Holding the programme in Hanoi, Vietnam brings participants together away from their daily pressures, so they can compare how public financial management and finance is handled in different settings. The same programme can also be delivered in-house for one institution, in its own country or online, with cases taken from its current work.

Host Country Profile – Vietnam

Programmes, Workshops, Exposures, Training Courses in Hanoi, Vietnam by Risalat Consultants International

Studying away from their own country gives participants time to focus, a fresh view of their own institution and the chance to build a network with colleagues from other countries.

The programme takes place at Skylark Hotel.

Non-Performing Loans Management & Debt-Recovery Strategies Training Deliverables

Participants receive support before, during and after the programme, so that preparation, learning and follow-up form one continuous experience.

Before the Programme

• Participant Pre-Assessment
• Non-Performing Loans Management & Debt-Recovery Strategies Readiness Assessment
• Non-Performing Loans Management & Debt-Recovery Strategies Resource Pack
• Preparatory Reading Materials
• Complimentary Visa Support & Advisory

During the Programme

• Airport Pickup & Welcome Assistance
• Accommodation with Breakfast
• Welcome Networking Dinner
• Risalat Training Kit (Bag, Bottle, Mug, T-Shirt, Cap, Passport Cover, Pens, Notebook, Magnet & Keychain)
• Comprehensive Non-Performing Loans Management & Debt-Recovery Strategies Training Manual
• Budget Monitoring Template
• Interim Financial Report Template
• Reconciliation Checklist
• Audit Preparation Checklist
• Practical Workshops & Simulations
• Group Discussions & Peer Learning
• Daily Lunch and Refreshments
• Full Access to Training Venue Facilities
• Mini Pad / Tablet with Digital Learning Materials
• Field Visit (where applicable)
• Entertaining City Tour

After the Programme

• Certificate of Completion
• Risalat Programme Participation Recognition Award
• Post-Training Reference Materials
• Financial Management Self-Assessment
• Payment Control Checklist
• Post-Training Support & Follow-Up Guidance
• Programme Report

Institutions can also request a tailored in-house version of this programme, delivered at their premises or online. Request a proposal.

Common Challenges in Non-Performing Loans Management & Debt-Recovery Strategies, And How This Training Helps

How can institutions prepare and execute budgets in line with plans?

The programme addresses this directly on the first day (Foundations of NPLs), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions produce accurate, timely financial reports?

The programme addresses this directly on the second day (Monitoring & Early Detection), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions apply controls over payments and assets?

The programme addresses this directly on the third day (Negotiation & Restructuring Skills), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions meet financier financial management requirements?

The programme addresses this directly on the fourth day (Recovery Frameworks & Global Strategies), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions use financial information to support decisions?

The programme addresses this directly on the fifth day (Innovation, Regulation & Future Readiness), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

Frequently Asked Questions

When and where does the Non-Performing Loans Management & Debt-Recovery Strategies programme take place?

It runs from 22 Feb 2027 to 26 Feb 2027, in Hanoi, Vietnam (Skylark Hotel). The registration deadline is shown at the top of this page.

Who should attend?

The programme is designed for bankers, financial analysts, and credit officers, risk management professionals and compliance managers, loan recovery managers and asset managers, regulators and policymakers in financial supervision, and others who want practical skills in public financial management and finance.

Will I receive a certificate?

Yes. Participants who complete the programme receive a Certificate of Completion from Risalat Consultants International.

Can this programme be delivered for our institution only?

Yes. We can deliver a tailored in-house version at your premises, in another city or online, built around your own cases. Use the proposal request on this page.

Do I need prior experience in public financial management and finance?

No specialist background is required beyond experience in a related role. A short pre-assessment helps the facilitators adapt the sessions to the group.

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