关键信息
- 日期
- 16–20 Aug 2027 (5 days)
- 地点
- 肯尼亚内罗毕
- 每位学员费用
- £2,350（英镑）
- 付款
- 通过发票和银行转账付款
- 报名截止
- 17 Jul 2027
- 证书
- 结业证书
- 内训选项
- 按您的日期，为您的团队专场举办
本页内容13个部分
培训项目概述
Rapid urban growth across East Africa has created an urgent requirement for scalable residential housing finance solutions. Public sector agencies, central banks, and capital market authorities face the complex task of expanding access to affordable home loans while safeguarding systemic financial stability. This five-day course in Nairobi delivers rigorous technical training on establishing sustainable mortgage ecosystems, structuring long-term liquidity facilities, and mobilising domestic institutional capital through modern fixed-income instruments.
Participants examine the structural mechanics of mortgage refinancing companies, standardised residential loan underwriting, and secondary market bond issuance. The curriculum addresses how to bridge the duration mismatch between short-term commercial bank deposits and long-term home loans. Through detailed institutional case assessments, delegates review credit risk mitigation frameworks, prudential loan-to-value limits, debt-service ratios, and the deployment of targeted public subsidies to expand homeownership among low-to-middle-income households safely.
The programme also investigates capital market integration, focusing on asset-backed securities, covered bonds, and secondary mortgage trading infrastructure. Treasury officials and regulators will assess the regulatory prerequisites for primary and secondary mortgage liquidity, hedging techniques for interest rate exposure, and legal frameworks governing collateral realisation. Delivered through practical exercises and peer exchange, this masterclass equips public institutions to implement resilient housing finance interventions aligned with international development standards.
Expanding affordable housing finance is a central economic priority across the region, directly reflecting the core operational components of major initiatives such as the US$150m Rwanda Housing Finance Project. Governments and development finance institutions are actively deploying public resources to capitalise mortgage refinancing vehicles, standardise loan contracts, and de-risk lending for lower-income groups. Understanding the mechanics of liquidity facilities, capital market bond issuance, and subsidy structuring is essential for officials charged with executing these large-scale housing finance operations.
本培训项目由Risalat Consultants International在肯尼亚内罗毕举办，结合专家主讲、真实案例与小组练习，帮助学员将所学应用于本单位工作。
The Programme Strengthens Institutional Capability
- Structure of primary and secondary mortgage markets in emerging economies
- Addressing the maturity mismatch: Role of mortgage liquidity facilities
- Operational models: Capitalisation, ownership structures, and refinancing eligibility
- Public sector interventions versus market-driven home finance expansion
- Assessing the institutional architecture of regional housing refinance vehicles
- Standardised mortgage underwriting: Loan-to-value and debt-service-to-income benchmarks
- Assessing informal and variable income profiles for affordable mortgage access
- Valuation governance, collateral management, and property registration systems
- 预算编制与执行
- 财务报告与会计准则
- 现金与国库管理
- 对付款和资产的内部控制
It is designed for housing finance specialists from ministries of infrastructure, housing, and finance, treasury officials and sovereign debt management officers, capital market authority regulators and legal compliance officers and others who want practical, current skills in public financial management and finance.
The Growing Importance of Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi
健全的财务管理是预算可信、付款及时和审计无保留意见的基础。政府和出资方期望准确的报告、严格的预算执行以及透明的资金使用。
报告准则、数字支付系统和出资方要求的变化，意味着财务团队必须不断更新技能。健全的财务管理还能为真正重要的服务腾出时间和资金。
各机构日益需要具备以下能力的专业人员：
- 按照计划编制和执行预算
- 编制准确、及时的财务报告
- 对付款和资产实施控制
- 满足出资方的财务管理要求
- 利用财务信息支持决策
健全的公共财政管理与财务体系有助于机构：
- 提高预算的可信度和执行力
- 编制可靠的报告，实现无保留审计意见
- 减少付款延误和差错
- 与出资方和监督机构建立信任
This Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi programme brings these elements together in a practical format, so that participants understand not only what good practice looks like but also how to introduce it in their own setting, with the people and resources they have.
Who Should Attend This Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training?
本培训项目适合：
- Housing finance specialists from ministries of infrastructure, housing, and finance
- Treasury officials and sovereign debt management officers
- Capital market authority regulators and legal compliance officers
- Central bank banking supervision and financial stability managers
- Executive officers from mortgage refinancing companies and liquidity facilities
- Credit risk and underwriting managers from commercial lending institutions
- Development finance institution project managers overseeing urban programmes
- National social security and pension fund portfolio allocation managers
- Public-private partnership unit advisors managing affordable shelter schemes
- 财务经理与会计人员
- 预算官员与分析师
- 国库与现金管理人员
本培训项目既适合经验丰富的专业人员，也适合刚承担新职责的人员。我们鼓励来自不同机构和国家的学员组成混合小组，因为学员能从彼此的经验中获益良多。
勾选您的团队需要具备的能力。
Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training Objectives
Upon successful completion of this Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training, participants will be able to:
- Analyse the institutional structure and financial mechanics of liquidity facilities and mortgage refinance companies
- Design robust residential mortgage underwriting standards balancing financial inclusion with prudential safety
- Structure secondary market housing bonds, covered bonds, and mortgage-backed securities for institutional investors
- Evaluate targeted housing subsidy mechanisms, including interest rate buy-downs and down-payment assistance grants
- Implement balance sheet risk management techniques to mitigate asset-liability duration mismatches and interest rate fluctuations
- Draft regulatory and supervisory guidelines to support primary mortgage origination and secondary market trading
- Formulate institutional monitoring frameworks aligned with multilateral development bank project financing requirements
- 阐述预算周期及各参与方的角色
- 编制并监控与计划挂钩的预算
- 运用相关报告准则的主要原则
每项目标都会在培训期间通过练习、案例或小组作业加以实践，使学员结业时不仅能够描述，更能够实际运用。
培训项目内容与结构
- Structure of primary and secondary mortgage markets in emerging economies
- Addressing the maturity mismatch: Role of mortgage liquidity facilities
- Operational models: Capitalisation, ownership structures, and refinancing eligibility
- Public sector interventions versus market-driven home finance expansion
- Assessing the institutional architecture of regional housing refinance vehicles
- Standardised mortgage underwriting: Loan-to-value and debt-service-to-income benchmarks
- Assessing informal and variable income profiles for affordable mortgage access
- Valuation governance, collateral management, and property registration systems
- Consumer protection, fair lending rules, and transparent disclosure requirements
- Foreclosure procedures, legal title security, and collateral execution frameworks
- Issuing residential housing bonds: Plain vanilla debt versus securitisation
- Covered bond frameworks: Dual-recourse mechanisms and asset pool segregation
- Securitisation structures: Special purpose vehicles and credit enhancement methods
- Attracting institutional investors: Pension fund and insurance company mandates
- Listing requirements, market liquidity, and secondary bond trading infrastructure
- Designing targeted subsidy mechanics: Interest buy-downs and equity contributions
- Blending public funds, donor financing, and commercial housing capital
- Structuring first-time homebuyer schemes without distorting primary pricing
- Green mortgage standards: Integrating EDGE and IFC environmental certifications
- Monitoring development results and social impact in public housing programmes
- Asset-liability management (ALM) for long-term mortgage loan portfolios
- Hedging interest rate volatility and currency exposure in funded facilities
- Stress testing loan books for credit losses, non-performing loans, and systemic shocks
- Operational implementation plans for donor-funded housing finance projects
- Group presentations: Structuring a national housing finance expansion strategy
完整的每日课程内容
本培训项目为期5天。每天均包含专家讲授、实践练习，并以研讨会或案例研究收尾：
- First Day: Day 1: Housing Finance Systems, Policy Frameworks, and Liquidity Facilities
- Second Day: Day 2: Prudential Underwriting Standards and Credit Risk Management
- Third Day: Day 3: Capital Market Instruments and Secondary Market Mobilisation
- Fourth Day: Day 4: Subsidy Design, Targeted Interventions, and Green Mortgages
- Fifth Day: Day 5: Balance Sheet Risk Management, Hedging, and Project Implementation
完整的每日课程内容
First Day | Day 1: Housing Finance Systems, Policy Frameworks, and Liquidity Facilities
- Structure of primary and secondary mortgage markets in emerging economies
- Addressing the maturity mismatch: Role of mortgage liquidity facilities
- Operational models: Capitalisation, ownership structures, and refinancing eligibility
- Public sector interventions versus market-driven home finance expansion
- Assessing the institutional architecture of regional housing refinance vehicles
Workshop: Day 1: Housing Finance Systems, Policy Frameworks, and Liquidity Facilities: Applying It to Your Institution
学员分成小组，将当天所学方法应用于本机构的实例，并商定切实可行的后续步骤。
Second Day | Day 2: Prudential Underwriting Standards and Credit Risk Management
- Standardised mortgage underwriting: Loan-to-value and debt-service-to-income benchmarks
- Assessing informal and variable income profiles for affordable mortgage access
- Valuation governance, collateral management, and property registration systems
- Consumer protection, fair lending rules, and transparent disclosure requirements
- Foreclosure procedures, legal title security, and collateral execution frameworks
Workshop: Day 2: Prudential Underwriting Standards and Credit Risk Management: Applying It to Your Institution
学员分成小组，将当天所学方法应用于本机构的实例，并商定切实可行的后续步骤。
Third Day | Day 3: Capital Market Instruments and Secondary Market Mobilisation
- Issuing residential housing bonds: Plain vanilla debt versus securitisation
- Covered bond frameworks: Dual-recourse mechanisms and asset pool segregation
- Securitisation structures: Special purpose vehicles and credit enhancement methods
- Attracting institutional investors: Pension fund and insurance company mandates
- Listing requirements, market liquidity, and secondary bond trading infrastructure
Case Study: Day 3: Capital Market Instruments and Secondary Market Mobilisation in Practice
学员分析真实案例，将案例中的决策与良好实践进行比较，并总结出可在自身环境中运用的经验。
Fourth Day | Day 4: Subsidy Design, Targeted Interventions, and Green Mortgages
- Designing targeted subsidy mechanics: Interest buy-downs and equity contributions
- Blending public funds, donor financing, and commercial housing capital
- Structuring first-time homebuyer schemes without distorting primary pricing
- Green mortgage standards: Integrating EDGE and IFC environmental certifications
- Monitoring development results and social impact in public housing programmes
Workshop: Day 4: Subsidy Design, Targeted Interventions, and Green Mortgages: Applying It to Your Institution
学员分成小组，将当天所学方法应用于本机构的实例，并商定切实可行的后续步骤。
Fifth Day | Day 5: Balance Sheet Risk Management, Hedging, and Project Implementation
- Asset-liability management (ALM) for long-term mortgage loan portfolios
- Hedging interest rate volatility and currency exposure in funded facilities
- Stress testing loan books for credit losses, non-performing loans, and systemic shocks
- Operational implementation plans for donor-funded housing finance projects
- Group presentations: Structuring a national housing finance expansion strategy
Capstone Exercise: Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Action Plan for Your Institution
学员将一周所学整合为本机构的行动计划，明确优先事项、负责人和初步行动，并进行展示，听取同伴和讲师的反馈。
Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training Methodology
The programme utilises interactive executive lectures, technical financial modelling exercises, and comparative institutional case studies. Participants work directly with primary documentation, regulatory circulars, and refinancing agreements from established mortgage facilities across emerging markets. Daily sessions incorporate practical group problem-solving, structured peer debates, and scenario-based simulations addressing liquidity shocks, underwriting calibration, and capital market bond structuring.
本培训项目融合了：
- 专家主讲当前实践
- 区域及国际案例研究
- 小组作业与实践练习
- 视情况安排模拟演练与角色扮演
- 探讨学员自身面临的挑战
- 跨机构、跨国家的同伴学习
- 可带回工作岗位的实用工具与模板
- 每日反思与行动规划
培训开始前，简短的课前评估可帮助讲师了解每位学员的岗位职责和重点关注事项，以便根据学员群体调整案例和练习。每天结束时安排简短的反思环节，学员记录下将在工作中应用的内容。
预期成果
Upon completion of this Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training, participants will be able to:
- Ability to design and operationalise specialised residential mortgage refinancing facilities
- Competence in establishing standardised underwriting criteria for affordable housing portfolios
- Proficiency in structuring housing debt securities suitable for institutional capital investment
- Capacity to evaluate and implement fiscal subsidies that expand access without distorting credit markets
- Practical skills in managing duration gaps and interest rate risks on retail lending balance sheets
- Clear institutional roadmaps for executing capital market interventions within donor-supported housing initiatives
- 编制并监控与计划挂钩的预算
- 编制准确的财务报告
学员结业时将获得个人行动计划和实用工具，回到工作岗位的第一周即可在机构中应用。派出多名学员的机构可借助本培训项目，在各团队之间统一方法和模板，使改进成果更易持续。
每位学员£2,350 · 通过发票和银行转账付款 · 5人及以上团体报名可享优惠
同一机构五人及以上：请在申请发票时索取团体价。
10人或以上：为贵机构举办内训的人均费用可能更低。索取内训报价。
Registration closes in 246 days (17 Jul 2027)
Institutional Application of Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training
本培训项目帮助机构加强：
- 预算编制与执行
- 财务报告
- 付款与现金控制
- 捐助方资金财务管理
- 审计准备
学员将带着实用工具回到工作岗位，以提升：
- 预算监控
- 中期财务报告
- 对账
- 资产管理
- 审计跟进
本培训项目的设计旨在让学习成果从课堂延伸至机构。学员尽可能围绕自身的流程和文件开展练习，并在结业时带走一份可供其主管审阅和支持的行动计划。
区域相关性与应用
欧洲
欧洲机构在详尽的监管框架和改革议程下开展公共财政管理与财务工作。来自欧洲的学员可以将自身实践与其他地区的同行进行比较，并检验成熟方法在不同条件下的适用性。
非洲
在整个非洲，从事公共财政管理与财务工作的政府部委、机构和项目团队，越来越多地与捐助方资助的项目协同运作，而这些项目要求有清晰的制度和证据。本培训项目帮助学员将良好实践与其所在机构及可用资源相结合。
中东
在中东，国家发展战略和多元化计划对公共财政管理与财务提出了越来越高的要求。学员将探讨如何在公共机构和企业内部建立实现这些计划所需的能力。
亚洲
亚洲各国的机构在快速发展的同时，推进着雄心勃勃的现代化计划。来自亚洲的学员可以分享快速扩展系统的经验，并借鉴其他地区的做法。
太平洋地区
小岛屿国家和太平洋国家在规模、距离和能力方面面临特殊制约。本培训项目重点介绍适合小型机构、务实且适度的公共财政管理与财务方法。
Holding the programme in Nairobi, Kenya brings participants together away from their daily pressures, so they can compare how public financial management and finance is handled in different settings. The same programme can also be delivered in-house for one institution, in its own country or online, with cases taken from its current work.
东道国概况：肯尼亚
Risalat Consultants International在肯尼亚内罗毕举办的培训项目、研讨会、实地见习与培训课程
在本国以外学习，可让学员专心投入，以全新视角审视本机构，并有机会与其他国家的同行建立人脉网络。
Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training Deliverables
学员在培训前、培训中及培训后均可获得支持，使准备、学习与跟进形成连贯完整的体验。
培训开始前
- 学员课前评估
- Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Readiness Assessment
- Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Resource Pack
- 课前阅读资料
- 免费签证支持与咨询
培训期间
- 机场接机与欢迎协助
- 住宿（含早餐）
- 欢迎交流晚宴
- Risalat培训礼包（背包、水瓶、马克杯、T恤、帽子、护照套、笔、笔记本、冰箱贴及钥匙扣）
- Comprehensive Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi Training Manual
- 预算监控模板
- 中期财务报告模板
- 对账检查清单
- 审计准备检查清单
- 实践研讨与模拟演练
- 小组讨论与同伴学习
- 每日午餐与茶歇
- 全面使用培训场地设施
- 装有数字学习资料的迷你平板电脑
- 实地考察（如适用）
- 城市休闲观光
培训结束后
- 结业证书
- Risalat培训项目参与表彰奖
- 培训后参考资料
- 财务管理自我评估
- 付款控制检查清单
- 培训后支持与跟进指导
- 培训项目报告
各机构也可申请本培训项目的定制内训版本，在其办公场所或在线举办。索取方案建议书。
Common Challenges in Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi, And How This Training Helps
机构如何按照计划编制和执行预算？
The programme addresses this directly on the first day (Day 1: Housing Finance Systems, Policy Frameworks, and Liquidity Facilities), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何编制准确、及时的财务报告？
The programme addresses this directly on the second day (Day 2: Prudential Underwriting Standards and Credit Risk Management), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何对付款和资产实施控制？
The programme addresses this directly on the third day (Day 3: Capital Market Instruments and Secondary Market Mobilisation), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何满足出资方的财务管理要求？
The programme addresses this directly on the fourth day (Day 4: Subsidy Design, Targeted Interventions, and Green Mortgages), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何利用财务信息支持决策？
The programme addresses this directly on the fifth day (Day 5: Balance Sheet Risk Management, Hedging, and Project Implementation), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
常见问题
When and where does the Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi programme take place?
It runs from 16 Aug 2027 to 20 Aug 2027, in Nairobi, Kenya. The registration deadline is shown at the top of this page.
谁应参加？
The programme is designed for housing finance specialists from ministries of infrastructure, housing, and finance, treasury officials and sovereign debt management officers, capital market authority regulators and legal compliance officers, central bank banking supervision and financial stability managers, and others who want practical skills in public financial management and finance.
我能获得证书吗？
能。完成本培训项目的学员将获得Risalat Consultants International颁发的结业证书。
本培训项目能否仅为我们机构单独举办？
可以。我们可以在贵机构所在地、其他城市或在线提供量身定制的内训版本，并围绕贵机构自身的案例设计内容。请使用本页面的方案建议书申请表。
我是否需要具备公共财政管理和财务方面的经验？
除具备相关岗位经验外，无需其他专业背景。简短的课前评估可帮助讲师根据学员群体调整课程。
Who Will Deliver This Programme
Each date is delivered by a team assigned from Risalat's expert network for this subject. For this programme we assign:
How we choose them: Experience in the region of the participants or comparable settings; Command of the financier rules that apply (World Bank, ADB, AfDB, EU, UN) where relevant; Delivery in English; other languages on request for in-house groups; No conflict of interest with participants' institutions.
Names and short CVs of the assigned experts are shared with registered participants and sponsoring organisations before the programme, on request. Are you an expert in this subject? Join our expert network.
Training courses in NairobiBanking & Insurance training courses
为何选择在内罗毕举办本培训项目
内罗毕设有联合国环境规划署、联合国人居署和众多区域办事处，航班通达非洲各地。
The Affordable Mortgage Finance Expansion & Capital Market Instruments in Nairobi programme in August 2027 brings together officials and professionals from across the Africa region and beyond. Sessions combine short inputs, case studies and group work on participants' own files, and the city's institutions can be added as a study visit on request.
交通： 乔莫·肯雅塔国际机场（NBO）。
使用免费的签证查询工具确认您是否需要签证，完成报名后即可申请邀请函。
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For teams and institutions
Bring your team
Teams that learn together apply more at work. Tell us how many people and how you would like to take part: we reply with a group quote within two working days.
Plan this programme in a roadmap: why it matters, why to approve it, the dates to plan and the career it builds.
