关键信息
- 日期
- 19–22 Jul 2027 (4 days)
- 地点
- Dubai, United Arab Emirates
- 每位学员费用
- £2,200（英镑）
- 付款
- 通过发票和银行转账付款
- 报名截止
- 19 Jun 2027
- 适用对象
- Mortgage liquidity facility managers and treasury officers; Housing ministry economists and strategic policy advisors; Housing finance specialists…
- 证书
- 结业证书
- 内训选项
- 按您的日期，为您的团队专场举办
本页内容13个部分
培训项目概述
Affordable housing delivery depends on well-capitalised financial intermediaries and robust secondary market institutions. Mortgage liquidity facilities play a pivotal role in bridging the structural maturity mismatch between short-term bank liabilities and long-term residential housing loans. This course delivers deep technical insight into the operations, regulatory compliance, and capital allocation strategies required to sustain secondary mortgage refinancing. Participants analyse refinancing mechanisms, funding instruments, and balance-sheet risk metrics vital for expanding homeownership among low- and middle-income segments.
The programme provides practical methodologies for structuring primary and secondary housing finance ecosystems. Delegates examine portfolio eligibility benchmarks, standardised mortgage underwriting conventions, and partial credit guarantee designs that de-risk lower-income lending. By reviewing international prudential standards and secondary market conventions, the curriculum enables professionals to structure developer financing pipelines safely. Participants work through real financial models, risk containment frameworks, and liquidity facilities to address market blockages and improve primary lender participation.
Delivered in Dubai, the training bridges institutional governance and technical financial engineering for public and private housing specialists. Participants explore bond issuance mechanics, collateral management protocols, and multi-tiered credit enhancement mechanisms. Through structured exercises, housing economists and facility operators learn to balance developmental mandates with institutional solvency. The curriculum reinforces standard operating procedures essential for managing large-scale national housing funds and executing market-deepening reforms aligned with international development finance practices.
The delivery of large-scale public housing agendas relies heavily on functional secondary refinancing windows and liquid mortgage markets. Initiatives such as the US$250m Kenya Affordable Housing Finance Project require implementing agencies to establish operational pipelines, sound refinancing criteria, and effective credit enhancements. Without rigorous liquidity management, standardised underwriting, and targeted risk mitigation, primary lenders remain reluctant to serve informal or lower-income borrowers. Strengthening the operational capability of mortgage liquidity facilities and supervisory ministries is critical to unlocking long-term private capital, managing contingent liabilities, and expanding accessible housing portfolios sustainably.
Delivered by Risalat Consultants International in Dubai, United Arab Emirates, it combines expert-led sessions, real cases and group work, so that participants can apply what they learn in their own institution.
The Programme Strengthens Institutional Capability
- Core functions, ownership structures, and regulatory models of mortgage liquidity facilities
- Refinancing operational workflows, master refinancing agreements, and draw-down cycles
- Managing maturity mismatch and interest rate transmission in mortgage asset-liability management
- Collateral eligibility parameters, portfolio verification, and security assignment processes
- Treasury strategies and local currency bond issuance models for mortgage refinancing bodies
- Standardising primary mortgage underwriting protocols for national affordable housing targets
- Alternative credit assessment frameworks and surrogate underwriting for informal income earners
- Standard valuation approaches and real estate appraisal risk controls for low-cost units
- 预算编制与执行
- 财务报告与会计准则
- 现金与国库管理
- 对付款和资产的内部控制
It is designed for mortgage liquidity facility managers and treasury officers, housing ministry economists and strategic policy advisors, housing finance specialists from public debt management offices and others who want practical, current skills in public financial management and finance.
The Growing Importance of Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai
健全的财务管理是预算可信、付款及时和审计无保留意见的基础。政府和出资方期望准确的报告、严格的预算执行以及透明的资金使用。
报告准则、数字支付系统和出资方要求的变化，意味着财务团队必须不断更新技能。健全的财务管理还能为真正重要的服务腾出时间和资金。
各机构日益需要具备以下能力的专业人员：
- 按照计划编制和执行预算
- 编制准确、及时的财务报告
- 对付款和资产实施控制
- 满足出资方的财务管理要求
- 利用财务信息支持决策
健全的公共财政管理与财务体系有助于机构：
- 提高预算的可信度和执行力
- 编制可靠的报告，实现无保留审计意见
- 减少付款延误和差错
- 与出资方和监督机构建立信任
This Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai programme brings these elements together in a practical format, so that participants understand not only what good practice looks like but also how to introduce it in their own setting, with the people and resources they have.
Who Should Attend This Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training?
本培训项目适合：
- Mortgage liquidity facility managers and treasury officers
- Housing ministry economists and strategic policy advisors
- Housing finance specialists from public debt management offices
- Central bank banking supervisors and financial stability analysts
- Commercial bank mortgage division heads and retail credit directors
- Microfinance and SACCO executives targeting housing loan portfolios
- Project coordinators from donor-financed housing development units
- Credit guarantee fund managers and mortgage insurance specialists
- Capital markets regulatory authorities monitoring asset-backed securities
- Urban development fund directors and housing infrastructure analysts
- 财务经理与会计人员
- 预算官员与分析师
本培训项目既适合经验丰富的专业人员，也适合刚承担新职责的人员。我们鼓励来自不同机构和国家的学员组成混合小组，因为学员能从彼此的经验中获益良多。
勾选您的团队需要具备的能力。
Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training Objectives
Upon successful completion of this Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training, participants will be able to:
- Evaluate secondary mortgage refinancing mechanics and institutional liquidity support models
- Design robust underwriting criteria and eligibility guidelines for lower-income housing loans
- Formulate institutional liquidity forecasting models to manage cash flows and maturity mismatches
- Structure partial credit guarantees and risk-sharing mechanisms to mobilise private lending
- Assess construction and developer finance models to unblock affordable housing supply pipelines
- Construct default risk containment guidelines and early-warning asset quality monitoring tools
- Appraise local currency housing bond issuance structures and collateral pledge management systems
- 阐述预算周期及各参与方的角色
- 编制并监控与计划挂钩的预算
- 运用相关报告准则的主要原则
每项目标都会在培训期间通过练习、案例或小组作业加以实践，使学员结业时不仅能够描述，更能够实际运用。
培训项目内容与结构
- Core functions, ownership structures, and regulatory models of mortgage liquidity facilities
- Refinancing operational workflows, master refinancing agreements, and draw-down cycles
- Managing maturity mismatch and interest rate transmission in mortgage asset-liability management
- Collateral eligibility parameters, portfolio verification, and security assignment processes
- Treasury strategies and local currency bond issuance models for mortgage refinancing bodies
- Standardising primary mortgage underwriting protocols for national affordable housing targets
- Alternative credit assessment frameworks and surrogate underwriting for informal income earners
- Standard valuation approaches and real estate appraisal risk controls for low-cost units
- Consumer protection frameworks, disclosure mandates, and predatory lending mitigation
- Integrating primary financial institutions, micro-financiers, and SACCOs into national schemes
- Structuring first-loss and partial credit guarantee facilities for retail housing portfolios
- Mortgage default insurance frameworks: capital relief, pricing, and claims settlement procedures
- End-user off-take arrangements and public-private partnership developer financing pipelines
- Mitigating developer construction and completion risks using escrow accounts and phased drawdowns
- Green housing finance taxonomy and alignment with international climate-resilient build standards
- IFRS 9 expected credit loss provisioning and impairment modelling for housing portfolios
- Non-performing loan resolution, default workouts, and collateral realisation legal procedures
- Liquidity forecasting, dynamic cash flow testing, and multi-factor stress-testing modules
- Monitoring public balance sheet exposures, contingent liabilities, and sovereign fiscal risks
- Institutional governance, reporting compliance, and audit requirements for donor-funded projects
完整的每日课程内容
本培训项目为期4天，每天都包括专家讲解、实践练习，并以研讨或案例研究收尾：
- First Day: Secondary Mortgage Refinancing Architecture and Liquidity Mechanics
- Second Day: Underwriting Standards, Informal Income, and Eligibility Protocols
- Third Day: Credit Enhancements, Guarantees, and Developer Financing Structures
- Fourth Day: Asset Quality, Solvency Containment, and National Fund Governance
完整的每日课程内容
First Day | Secondary Mortgage Refinancing Architecture and Liquidity Mechanics
- Core functions, ownership structures, and regulatory models of mortgage liquidity facilities
- Refinancing operational workflows, master refinancing agreements, and draw-down cycles
- Managing maturity mismatch and interest rate transmission in mortgage asset-liability management
- Collateral eligibility parameters, portfolio verification, and security assignment processes
- Treasury strategies and local currency bond issuance models for mortgage refinancing bodies
Workshop: Secondary Mortgage Refinancing Architecture and Liquidity Mechanics: Applying It to Your Institution
学员分成小组，将当天所学方法应用于本机构的实例，并商定切实可行的后续步骤。
Second Day | Underwriting Standards, Informal Income, and Eligibility Protocols
- Standardising primary mortgage underwriting protocols for national affordable housing targets
- Alternative credit assessment frameworks and surrogate underwriting for informal income earners
- Standard valuation approaches and real estate appraisal risk controls for low-cost units
- Consumer protection frameworks, disclosure mandates, and predatory lending mitigation
- Integrating primary financial institutions, micro-financiers, and SACCOs into national schemes
Workshop: Underwriting Standards, Informal Income, and Eligibility Protocols: Applying It to Your Institution
学员分成小组，将当天所学方法应用于本机构的实例，并商定切实可行的后续步骤。
Third Day | Credit Enhancements, Guarantees, and Developer Financing Structures
- Structuring first-loss and partial credit guarantee facilities for retail housing portfolios
- Mortgage default insurance frameworks: capital relief, pricing, and claims settlement procedures
- End-user off-take arrangements and public-private partnership developer financing pipelines
- Mitigating developer construction and completion risks using escrow accounts and phased drawdowns
- Green housing finance taxonomy and alignment with international climate-resilient build standards
Case Study: Credit Enhancements, Guarantees, and Developer Financing Structures in Practice
学员分析真实案例，将案例中的决策与良好实践进行比较，并总结出可在自身环境中运用的经验。
Fourth Day | Asset Quality, Solvency Containment, and National Fund Governance
- IFRS 9 expected credit loss provisioning and impairment modelling for housing portfolios
- Non-performing loan resolution, default workouts, and collateral realisation legal procedures
- Liquidity forecasting, dynamic cash flow testing, and multi-factor stress-testing modules
- Monitoring public balance sheet exposures, contingent liabilities, and sovereign fiscal risks
- Institutional governance, reporting compliance, and audit requirements for donor-funded projects
Capstone Exercise: Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Action Plan for Your Institution
学员将一周所学整合为本机构的行动计划，明确优先事项、负责人和初步行动，并进行展示，听取同伴和讲师的反馈。
Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training Methodology
The training employs adult learning principles suited for financial specialists and senior policymakers. The methodology blends interactive plenary lectures with hands-on financial modelling labs, operational policy drafting, and comparative case analyses. Participants examine actual facility operations and structural challenges drawn from regional housing initiatives. Group exercises require delegates to draft operational underwriting criteria, calculate liquidity thresholds, and structure credit guarantee waterfalls using practical simulation tools, ensuring direct transferability to domestic programmes.
本培训项目融合了：
- 专家主讲当前实践
- 区域及国际案例研究
- 小组作业与实践练习
- 视情况安排模拟演练与角色扮演
- 探讨学员自身面临的挑战
- 跨机构、跨国家的同伴学习
- 可带回工作岗位的实用工具与模板
- 每日反思与行动规划
培训开始前，简短的课前评估可帮助讲师了解每位学员的岗位职责和重点关注事项，以便根据学员群体调整案例和练习。每天结束时安排简短的反思环节，学员记录下将在工作中应用的内容。
预期成果
Upon completion of this Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training, participants will be able to:
- Operate mortgage refinancing mechanisms that comply with international secondary market standards
- Draft standardised loan underwriting criteria tailored to informal and lower-income housing segments
- Implement liquidity forecasting and cash-flow models to safeguard financial sustainability
- Deploy partial credit guarantees and structured risk-sharing facilities to catalyse private credit
- Mitigate project completion and default risks across developer housing finance interventions
- Establish institutional risk management and monitoring systems for donor-funded housing programmes
- 编制并监控与计划挂钩的预算
- 编制准确的财务报告
学员结业时将获得个人行动计划和实用工具，回到工作岗位的第一周即可在机构中应用。派出多名学员的机构可借助本培训项目，在各团队之间统一方法和模板，使改进成果更易持续。
每位学员£2,200 · 通过发票和银行转账付款 · 5人及以上团体报名可享优惠
同一机构五人及以上：请在申请发票时索取团体价。
10人或以上：为贵机构举办内训的人均费用可能更低。索取内训报价。
Registration closes in 219 days (19 Jun 2027)
Institutional Application of Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training
本培训项目帮助机构加强：
- 预算编制与执行
- 财务报告
- 付款与现金控制
- 捐助方资金财务管理
- 审计准备
学员将带着实用工具回到工作岗位，以提升：
- 预算监控
- 中期财务报告
- 对账
- 资产管理
- 审计跟进
本培训项目的设计旨在让学习成果从课堂延伸至机构。学员尽可能围绕自身的流程和文件开展练习，并在结业时带走一份可供其主管审阅和支持的行动计划。
区域相关性与应用
欧洲
欧洲机构在详尽的监管框架和改革议程下开展公共财政管理与财务工作。来自欧洲的学员可以将自身实践与其他地区的同行进行比较，并检验成熟方法在不同条件下的适用性。
非洲
在整个非洲，从事公共财政管理与财务工作的政府部委、机构和项目团队，越来越多地与捐助方资助的项目协同运作，而这些项目要求有清晰的制度和证据。本培训项目帮助学员将良好实践与其所在机构及可用资源相结合。
中东
在中东，国家发展战略和多元化计划对公共财政管理与财务提出了越来越高的要求。学员将探讨如何在公共机构和企业内部建立实现这些计划所需的能力。
亚洲
亚洲各国的机构在快速发展的同时，推进着雄心勃勃的现代化计划。来自亚洲的学员可以分享快速扩展系统的经验，并借鉴其他地区的做法。
太平洋地区
小岛屿国家和太平洋国家在规模、距离和能力方面面临特殊制约。本培训项目重点介绍适合小型机构、务实且适度的公共财政管理与财务方法。
Holding the programme in Dubai, United Arab Emirates brings participants together away from their daily pressures, so they can compare how public financial management and finance is handled in different settings. The same programme can also be delivered in-house for one institution, in its own country or online, with cases taken from its current work.
东道国概况：阿联酋
Risalat Consultants International在阿联酋迪拜举办的培训项目、研讨会、实地见习与培训课程
在本国以外学习，可让学员专心投入，以全新视角审视本机构，并有机会与其他国家的同行建立人脉网络。
Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training Deliverables
学员在培训前、培训中及培训后均可获得支持，使准备、学习与跟进形成连贯完整的体验。
培训开始前
- 学员课前评估
- Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Readiness Assessment
- Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Resource Pack
- 课前阅读资料
- 免费签证支持与咨询
培训期间
- 机场接机与欢迎协助
- 住宿（含早餐）
- 欢迎交流晚宴
- Risalat培训礼包（背包、水瓶、马克杯、T恤、帽子、护照套、笔、笔记本、冰箱贴及钥匙扣）
- Comprehensive Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai Training Manual
- 预算监控模板
- 中期财务报告模板
- 对账检查清单
- 审计准备检查清单
- 实践研讨与模拟演练
- 小组讨论与同伴学习
- 每日午餐与茶歇
- 全面使用培训场地设施
- 装有数字学习资料的迷你平板电脑
- 实地考察（如适用）
- 城市休闲观光
培训结束后
- 结业证书
- Risalat培训项目参与表彰奖
- 培训后参考资料
- 财务管理自我评估
- 付款控制检查清单
- 培训后支持与跟进指导
- 培训项目报告
各机构也可申请本培训项目的定制内训版本，在其办公场所或在线举办。索取方案建议书。
Common Challenges in Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai, And How This Training Helps
机构如何按照计划编制和执行预算？
The programme addresses this directly on the first day (Secondary Mortgage Refinancing Architecture and Liquidity Mechanics), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何编制准确、及时的财务报告？
The programme addresses this directly on the second day (Underwriting Standards, Informal Income, and Eligibility Protocols), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何对付款和资产实施控制？
The programme addresses this directly on the third day (Credit Enhancements, Guarantees, and Developer Financing Structures), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何满足出资方的财务管理要求？
The programme addresses this directly on the fourth day (Asset Quality, Solvency Containment, and National Fund Governance), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何利用财务信息支持决策？
The programme addresses this directly on the first day (Secondary Mortgage Refinancing Architecture and Liquidity Mechanics), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
常见问题
When and where does the Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai programme take place?
It runs from 19 Jul 2027 to 22 Jul 2027, in Dubai, United Arab Emirates. The registration deadline is shown at the top of this page.
谁应参加？
The programme is designed for mortgage liquidity facility managers and treasury officers, housing ministry economists and strategic policy advisors, housing finance specialists from public debt management offices, central bank banking supervisors and financial stability analysts, and others who want practical skills in public financial management and finance.
我能获得证书吗？
能。完成本培训项目的学员将获得Risalat Consultants International颁发的结业证书。
本培训项目能否仅为我们机构单独举办？
可以。我们可以在贵机构所在地、其他城市或在线提供量身定制的内训版本，并围绕贵机构自身的案例设计内容。请使用本页面的方案建议书申请表。
我是否需要具备公共财政管理和财务方面的经验？
除具备相关岗位经验外，无需其他专业背景。简短的课前评估可帮助讲师根据学员群体调整课程。
Who Will Deliver This Programme
Each date is delivered by a team assigned from Risalat's expert network for this subject. For this programme we assign:
How we choose them: Experience in the region of the participants or comparable settings; Command of the financier rules that apply (World Bank, ADB, AfDB, EU, UN) where relevant; Delivery in English; other languages on request for in-house groups; No conflict of interest with participants' institutions.
Names and short CVs of the assigned experts are shared with registered participants and sponsoring organisations before the programme, on request. Are you an expert in this subject? Join our expert network.
Training courses in DubaiBanking & Insurance training courses
为何选择在迪拜举办本培训项目
迪拜是通往非洲、亚洲和欧洲的一站直达枢纽，对许多国家的公民提供简便的签证政策，并拥有现代化的培训场地。
The Affordable Mortgage Liquidity Facility Operations and Housing Finance in Dubai programme in July 2027 brings together officials and professionals from across the Middle East region and beyond. Sessions combine short inputs, case studies and group work on participants' own files, and the city's institutions can be added as a study visit on request.
交通：迪拜国际机场（DXB）。
使用免费的签证查询工具确认您是否需要签证，完成报名后即可申请邀请函。
其他城市的同主题培训
迪拜的其他培训项目
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- Model Energy Supply Purchase Agreements and Renewable PPA Negotiation in Dubai
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- 经济合作与发展组织（OECD） OECD
- PEFA：公共支出与财政问责 PEFA秘书处
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For teams and institutions
Bring your team
Teams that learn together apply more at work. Tell us how many people and how you would like to take part: we reply with a group quote within two working days.
阿拉伯联合酋长国更多培训课程 · 中东所有培训项目 · 完整培训日历
Plan this programme in a roadmap: why it matters, why to approve it, the dates to plan and the career it builds.
