关键信息
- 日期
- 4–7 Oct 2027 (4 days)
- 地点
- 土耳其伊斯坦布尔
- 每位学员费用
- £2,550（英镑）
- 付款
- 通过发票和银行转账付款
- 报名截止
- 4 Sep 2027
- 证书
- 结业证书
- 内训选项
- 按您的日期，为您的团队专场举办
本页内容14个部分
培训项目概述
This four-day professional course delivers practical technical competencies for administering partial credit guarantee schemes and underwriting micro, small, and medium enterprise risk. Operating in Istanbul, the programme focuses on the operational architectures required by public credit guarantee funds and participating financial intermediaries. Participants examine how to structure sound risk-sharing arrangements, establish transparent governance, and align day-to-day scheme interventions with international standards. The curriculum addresses the institutional frictions that often hinder small enterprise lending while ensuring public funds maintain fiscal sustainability.
Delegates will explore the mechanics of risk distribution between sovereign entities, guarantee operators, and commercial lenders. The sessions unpack credit appraisal methodologies, portfolio versus individual guarantee issuance models, and systematic eligibility screening. Participants review financial documentation protocols, cash flow verification approaches, and risk-pricing methodologies suited to volatile economic contexts. By grounding credit assessments in proven analytical models, attendees learn to identify viable small businesses, evaluate uncollateralised exposures accurately, and curb moral hazard across participating credit institutions.
The concluding segments concentrate on scheme administration, default processing, and recovery operations. Participants analyse how to manage non-performing exposures, execute claim verifications efficiently, and coordinate legal workouts for distressed enterprises. The programme also guides professionals through the design of internal control manuals, key performance indicator frameworks, and management information dashboards. Attendees depart equipped to enhance guarantee deployment, monitor portfolio quality under sovereign-backed lines, and preserve capital through rigorous post-issuance oversight and structured recoveries.
The programme addresses an urgent capacity requirement linked to large-scale sovereign financial interventions, notably providing management capabilities relevant to the combined US$150m Emergency Support for MSMEs Project and its Additional Financing. Participating financial institutions, guarantee funds, and public sector oversight bodies must deploy capital rapidly while safeguarding portfolio quality and fiscal discipline. Strengthening underwriting rigour, counter-guarantee management, and claim settlement infrastructure is critical for intermediaries responsible for administering sovereign and multilateral credit lines targeted at post-crisis enterprise recovery.
Delivered by Risalat Consultants International in Istanbul, Turkey, it combines expert-led sessions, real cases and group work, so that participants can apply what they learn in their own institution.
The Programme Strengthens Institutional Capability
- Principles of public partial credit guarantee schemes and World Bank Group / OECD good practice standards
- Individual versus portfolio guarantee models: mechanics, operational overhead, and counterparty selection
- Designing risk-sharing ratios: Pari-Passu arrangements, first-loss tranches, and subordinated structures
- Mitigating moral hazard and adverse selection through partner bank accreditation frameworks
- Governance structures, capital preservation strategies, and managing sovereign contingent liabilities
- Cash-flow based lending methodologies versus asset-backed collateral evaluation for informal and semi-formal enterprises
- Assessing MSME financial statements, surrogate indicators, and tax records under imperfect documentation
- Credit scoring methodologies and integration of credit bureau data into underwriting decisions
- 预算编制与执行
- 财务报告与会计准则
- 现金与国库管理
- 对付款和资产的内部控制
It is designed for credit guarantee fund underwriting managers and risk officers, partner financial institution credit analysts and MSME relationship managers, ministry of Finance specialists managing financial sector interventions and others who want practical, current skills in public financial management and finance.
The Growing Importance of Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul
健全的财务管理是预算可信、付款及时和审计无保留意见的基础。政府和出资方期望准确的报告、严格的预算执行以及透明的资金使用。
报告准则、数字支付系统和出资方要求的变化，意味着财务团队必须不断更新技能。健全的财务管理还能为真正重要的服务腾出时间和资金。
各机构日益需要具备以下能力的专业人员：
- 按照计划编制和执行预算
- 编制准确、及时的财务报告
- 对付款和资产实施控制
- 满足出资方的财务管理要求
- 利用财务信息支持决策
健全的公共财政管理与财务体系有助于机构：
- 提高预算的可信度和执行力
- 编制可靠的报告，实现无保留审计意见
- 减少付款延误和差错
- 与出资方和监督机构建立信任
This Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul programme brings these elements together in a practical format, so that participants understand not only what good practice looks like but also how to introduce it in their own setting, with the people and resources they have.
Who Should Attend This Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training?
本培训项目适合：
- Credit guarantee fund underwriting managers and risk officers
- Partner financial institution credit analysts and MSME relationship managers
- Ministry of Finance specialists managing financial sector interventions
- Central bank banking supervision and development finance specialists
- Project Implementation Unit directors handling enterprise support components
- State development bank lending officers and operational risk managers
- Credit bureau specialists and enterprise registry technical advisors
- Public debt and financial asset management directorate staff
- 财务经理与会计人员
- 预算官员与分析师
- 国库与现金管理人员
- 项目实施单位财务管理专员
本培训项目既适合经验丰富的专业人员，也适合刚承担新职责的人员。我们鼓励来自不同机构和国家的学员组成混合小组，因为学员能从彼此的经验中获益良多。
勾选您的团队需要具备的能力。
Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training Objectives
Upon successful completion of this Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training, participants will be able to:
- Appraise MSME business models using standard cash-flow verification techniques and financial ratio stress testing
- Design operational risk manuals and governance frameworks for sovereign partial credit guarantee schemes
- Structure direct and portfolio-based risk-sharing mechanisms across diverse participating financial institutions
- Calibrate guarantee fee structures and pricing metrics based on historical probability of default calculations
- Execute rigorous eligibility verification workflows aligned with public credit support mandates
- Formulate default resolution mechanics, subrogation workflows, and distressed enterprise debt workout programmes
- Construct dynamic monitoring dashboards to track non-performing guarantees, claim ratios, and sovereign contingent liabilities
- 阐述预算周期及各参与方的角色
- 编制并监控与计划挂钩的预算
- 运用相关报告准则的主要原则
每项目标都会在培训期间通过练习、案例或小组作业加以实践，使学员结业时不仅能够描述，更能够实际运用。
培训项目内容与结构
- Principles of public partial credit guarantee schemes and World Bank Group / OECD good practice standards
- Individual versus portfolio guarantee models: mechanics, operational overhead, and counterparty selection
- Designing risk-sharing ratios: Pari-Passu arrangements, first-loss tranches, and subordinated structures
- Mitigating moral hazard and adverse selection through partner bank accreditation frameworks
- Governance structures, capital preservation strategies, and managing sovereign contingent liabilities
- Cash-flow based lending methodologies versus asset-backed collateral evaluation for informal and semi-formal enterprises
- Assessing MSME financial statements, surrogate indicators, and tax records under imperfect documentation
- Credit scoring methodologies and integration of credit bureau data into underwriting decisions
- Developing standardised eligibility checklists and environmental and social exclusion screening
- Setting risk-based guarantee pricing, origination fees, and ongoing administrative commission structures
- Standard operating procedures for guarantee issuance, registry management, and confirmation notices
- Early warning indicators, portfolio concentration limits, and covenant monitoring protocols
- Claim verification procedures: audit trails, documentation completeness, and settlement triggers
- Default resolution workflows, forbearance mechanics, and formal enterprise restructuring agreements
- Subrogation, collateral realisation, and post-claim recovery coordination with commercial lenders
- Drafting comprehensive operational risk manuals for guarantee scheme administrators and intermediaries
- Structuring intermediate management information systems and bank reporting data pipelines
- Designing financial monitoring dashboards to capture leverage, payout rates, and additionality metrics
- Internal controls, fraud prevention in sovereign credit facilities, and compliance verification
- Action planning: Capstone application on operationalising credit schemes for economic recovery projects
完整的每日课程内容
本培训项目为期4天，每天都包括专家讲解、实践练习，并以研讨或案例研究收尾：
- First Day: Institutional Architecture and Risk-Sharing Structures
- Second Day: MSME Credit Appraisal and Underwriting Workflows
- Third Day: Scheme Administration, Distressed Debt, and Default Management
- Fourth Day: Operational Risk Manuals and Intermediate Financial Dashboards
完整的每日课程内容
First Day | Institutional Architecture and Risk-Sharing Structures
- Principles of public partial credit guarantee schemes and World Bank Group / OECD good practice standards
- Individual versus portfolio guarantee models: mechanics, operational overhead, and counterparty selection
- Designing risk-sharing ratios: Pari-Passu arrangements, first-loss tranches, and subordinated structures
- Mitigating moral hazard and adverse selection through partner bank accreditation frameworks
- Governance structures, capital preservation strategies, and managing sovereign contingent liabilities
Workshop: Institutional Architecture and Risk-Sharing Structures: Applying It to Your Institution
学员分成小组，将当天所学方法应用于本机构的实例，并商定切实可行的后续步骤。
Second Day | MSME Credit Appraisal and Underwriting Workflows
- Cash-flow based lending methodologies versus asset-backed collateral evaluation for informal and semi-formal enterprises
- Assessing MSME financial statements, surrogate indicators, and tax records under imperfect documentation
- Credit scoring methodologies and integration of credit bureau data into underwriting decisions
- Developing standardised eligibility checklists and environmental and social exclusion screening
- Setting risk-based guarantee pricing, origination fees, and ongoing administrative commission structures
Workshop: MSME Credit Appraisal and Underwriting Workflows: Applying It to Your Institution
学员分成小组，将当天所学方法应用于本机构的实例，并商定切实可行的后续步骤。
Third Day | Scheme Administration, Distressed Debt, and Default Management
- Standard operating procedures for guarantee issuance, registry management, and confirmation notices
- Early warning indicators, portfolio concentration limits, and covenant monitoring protocols
- Claim verification procedures: audit trails, documentation completeness, and settlement triggers
- Default resolution workflows, forbearance mechanics, and formal enterprise restructuring agreements
- Subrogation, collateral realisation, and post-claim recovery coordination with commercial lenders
Case Study: Scheme Administration, Distressed Debt, and Default Management in Practice
学员分析真实案例，将案例中的决策与良好实践进行比较，并总结出可在自身环境中运用的经验。
Fourth Day | Operational Risk Manuals and Intermediate Financial Dashboards
- Drafting comprehensive operational risk manuals for guarantee scheme administrators and intermediaries
- Structuring intermediate management information systems and bank reporting data pipelines
- Designing financial monitoring dashboards to capture leverage, payout rates, and additionality metrics
- Internal controls, fraud prevention in sovereign credit facilities, and compliance verification
- Action planning: Capstone application on operationalising credit schemes for economic recovery projects
Capstone Exercise: Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Action Plan for Your Institution
学员将一周所学整合为本机构的行动计划，明确优先事项、负责人和初步行动，并进行展示，听取同伴和讲师的反馈。
Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training Methodology
The training employs an applied, practitioner-led adult learning methodology. Daily modules combine technical presentations, deep dives into real regulatory frameworks, and practical exercises based on actual project challenges. Participants work through institutional case studies, simulate guarantee claim settlements, and evaluate sample loan dossiers. Cohort discussions and hands-on laboratory sessions enable delegates to build functional templates, ensuring immediate institutional applicability upon returning to their sponsoring organisations.
本培训项目融合了：
- 专家主讲当前实践
- 区域及国际案例研究
- 小组作业与实践练习
- 视情况安排模拟演练与角色扮演
- 探讨学员自身面临的挑战
- 跨机构、跨国家的同伴学习
- 可带回工作岗位的实用工具与模板
- 每日反思与行动规划
培训开始前，简短的课前评估可帮助讲师了解每位学员的岗位职责和重点关注事项，以便根据学员群体调整案例和练习。每天结束时安排简短的反思环节，学员记录下将在工作中应用的内容。
预期成果
Upon completion of this Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training, participants will be able to:
- Ability to establish institutional risk-sharing frameworks that balance enterprise access to finance with fund capital safety
- Practical capability to draft robust underwriting guidelines and operational eligibility manuals for credit facilities
- Advanced competence in evaluating uncollateralised MSME credit requests using analytical cash-flow underwriting tools
- Proficiency in executing guarantee claim audits, default verifications, and cross-institutional debt recovery processes
- Practical skill in designing digital monitoring dashboards to oversee intermediate lender portfolio performance
- Capacity to manage sovereign exposure, reporting lines, and contingent liabilities linked to donor-backed credit lines
- 编制并监控与计划挂钩的预算
- 编制准确的财务报告
学员结业时将获得个人行动计划和实用工具，回到工作岗位的第一周即可在机构中应用。派出多名学员的机构可借助本培训项目，在各团队之间统一方法和模板，使改进成果更易持续。
每位学员£2,550 · 通过发票和银行转账付款 · 5人及以上团体报名可享优惠
同一机构五人及以上：请在申请发票时索取团体价。
10人或以上：为贵机构举办内训的人均费用可能更低。索取内训报价。
Registration closes in 296 days (4 Sep 2027)
Institutional Application of Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training
本培训项目帮助机构加强：
- 预算编制与执行
- 财务报告
- 付款与现金控制
- 捐助方资金财务管理
- 审计准备
学员将带着实用工具回到工作岗位，以提升：
- 预算监控
- 中期财务报告
- 对账
- 资产管理
- 审计跟进
本培训项目的设计旨在让学习成果从课堂延伸至机构。学员尽可能围绕自身的流程和文件开展练习，并在结业时带走一份可供其主管审阅和支持的行动计划。
区域相关性与应用
欧洲
欧洲机构在详尽的监管框架和改革议程下开展公共财政管理与财务工作。来自欧洲的学员可以将自身实践与其他地区的同行进行比较，并检验成熟方法在不同条件下的适用性。
非洲
在整个非洲，从事公共财政管理与财务工作的政府部委、机构和项目团队，越来越多地与捐助方资助的项目协同运作，而这些项目要求有清晰的制度和证据。本培训项目帮助学员将良好实践与其所在机构及可用资源相结合。
中东
在中东，国家发展战略和多元化计划对公共财政管理与财务提出了越来越高的要求。学员将探讨如何在公共机构和企业内部建立实现这些计划所需的能力。
亚洲
亚洲各国的机构在快速发展的同时，推进着雄心勃勃的现代化计划。来自亚洲的学员可以分享快速扩展系统的经验，并借鉴其他地区的做法。
太平洋地区
小岛屿国家和太平洋国家在规模、距离和能力方面面临特殊制约。本培训项目重点介绍适合小型机构、务实且适度的公共财政管理与财务方法。
Holding the programme in Istanbul, Turkey brings participants together away from their daily pressures, so they can compare how public financial management and finance is handled in different settings. The same programme can also be delivered in-house for one institution, in its own country or online, with cases taken from its current work.
Host Country Profile – Turkey
Risalat Consultants International在土耳其伊斯坦布尔举办的培训项目、研讨会、实地见习与培训课程
在本国以外学习，可让学员专心投入，以全新视角审视本机构，并有机会与其他国家的同行建立人脉网络。
Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training Deliverables
学员在培训前、培训中及培训后均可获得支持，使准备、学习与跟进形成连贯完整的体验。
培训开始前
- 学员课前评估
- Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Readiness Assessment
- Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Resource Pack
- 课前阅读资料
- 免费签证支持与咨询
培训期间
- 机场接机与欢迎协助
- 住宿（含早餐）
- 欢迎交流晚宴
- Risalat培训礼包（背包、水瓶、马克杯、T恤、帽子、护照套、笔、笔记本、冰箱贴及钥匙扣）
- Comprehensive Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul Training Manual
- 预算监控模板
- 中期财务报告模板
- 对账检查清单
- 审计准备检查清单
- 实践研讨与模拟演练
- 小组讨论与同伴学习
- 每日午餐与茶歇
- 全面使用培训场地设施
- 装有数字学习资料的迷你平板电脑
- 实地考察（如适用）
- 城市休闲观光
培训结束后
- 结业证书
- Risalat培训项目参与表彰奖
- 培训后参考资料
- 财务管理自我评估
- 付款控制检查清单
- 培训后支持与跟进指导
- 培训项目报告
各机构也可申请本培训项目的定制内训版本，在其办公场所或在线举办。索取方案建议书。
Common Challenges in Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul, And How This Training Helps
机构如何按照计划编制和执行预算？
The programme addresses this directly on the first day (Institutional Architecture and Risk-Sharing Structures), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何编制准确、及时的财务报告？
The programme addresses this directly on the second day (MSME Credit Appraisal and Underwriting Workflows), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何对付款和资产实施控制？
The programme addresses this directly on the third day (Scheme Administration, Distressed Debt, and Default Management), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何满足出资方的财务管理要求？
The programme addresses this directly on the fourth day (Operational Risk Manuals and Intermediate Financial Dashboards), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
机构如何利用财务信息支持决策？
The programme addresses this directly on the first day (Institutional Architecture and Risk-Sharing Structures), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.
常见问题
When and where does the Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul programme take place?
It runs from 4 Oct 2027 to 7 Oct 2027, in Istanbul, Turkey. The registration deadline is shown at the top of this page.
谁应参加？
The programme is designed for credit guarantee fund underwriting managers and risk officers, partner financial institution credit analysts and MSME relationship managers, ministry of Finance specialists managing financial sector interventions, central bank banking supervision and development finance specialists, and others who want practical skills in public financial management and finance.
我能获得证书吗？
能。完成本培训项目的学员将获得Risalat Consultants International颁发的结业证书。
本培训项目能否仅为我们机构单独举办？
可以。我们可以在贵机构所在地、其他城市或在线提供量身定制的内训版本，并围绕贵机构自身的案例设计内容。请使用本页面的方案建议书申请表。
我是否需要具备公共财政管理和财务方面的经验？
除具备相关岗位经验外，无需其他专业背景。简短的课前评估可帮助讲师根据学员群体调整课程。
Who Will Deliver This Programme
Each date is delivered by a team assigned from Risalat's expert network for this subject. For this programme we assign:
How we choose them: Experience in the region of the participants or comparable settings; Command of the financier rules that apply (World Bank, ADB, AfDB, EU, UN) where relevant; Delivery in English; other languages on request for in-house groups; No conflict of interest with participants' institutions.
Names and short CVs of the assigned experts are shared with registered participants and sponsoring organisations before the programme, on request. Are you an expert in this subject? Join our expert network.
Training courses in IstanbulBanking & Insurance training courses
为何选择在伊斯坦布尔举办本培训项目
伊斯坦布尔地处欧亚之间，从大多数国家首都均有直飞航班，且对许多代表团提供便利的签证政策。
The Credit Guarantee Scheme Administration and MSME Risk Underwriting in Istanbul programme in October 2027 brings together officials and professionals from across the Europe and Asia region and beyond. Sessions combine short inputs, case studies and group work on participants' own files, and the city's institutions can be added as a study visit on request.
交通：伊斯坦布尔机场（IST）。
使用免费的签证查询工具确认您是否需要签证，完成报名后即可申请邀请函。
其他城市的同主题培训
- MSME Credit Guarantee Scheme Design and Risk-Sharing Facilities in Johannesburg (Johannesburg)
- MSME Digital Credit Guarantees and Mobile Money Regulatory Supervision in Dubai (Dubai)
- MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur (Kuala Lumpur)
伊斯坦布尔的其他培训项目
- Social Registry Dynamic Expansion and Shock-Triggered Cash Delivery in Istanbul
- EPI Cold Chain Infrastructure Management and Clinical Vaccination Systems in Istanbul
- Sub-National Payroll Auditing and Intergovernmental Fiscal Verification in Istanbul
- Disaster-Displaced Beneficiary Enrollment and Data Protection Systems in Istanbul
- Remote Verification and Digital Monitoring in Insecure Environments in Istanbul
相关：企业与中小企业发展培训项目 · 免费培训需求评估 · 全部培训项目
- PEFA：公共支出与财政问责 PEFA秘书处
- 最高审计机关国际组织（INTOSAI） INTOSAI
- 经济合作与发展组织（OECD） OECD
For teams and institutions
Bring your team
Teams that learn together apply more at work. Tell us how many people and how you would like to take part: we reply with a group quote within two working days.
Plan this programme in a roadmap: why it matters, why to approve it, the dates to plan and the career it builds.
