MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur

Programme Overview

Micro, small, and medium enterprises represent the operational core of emerging economies, yet structural market failures often constrain their access to formal debt finance.⁣​‌​‌​​‌​​‌‌​‌​​‌​‌‌‌​‌‌‌​‌‌​‌‌​​​​‌​‌‌‌​​​‌‌​​​‌​‌‌‌‌​​​​‌‌​‌​​‌⁣ This intensive four-day professional course provides public sector decision-makers and development practitioners with advanced technical competencies required to design, capitalise, and administer partial credit guarantee schemes and emergency liquidity facilities. Delivering practical insights into public financial risk mitigation, the curriculum establishes how tailored intervention structures incentivise private commercial lenders to maintain lending operations safely during periods of systemic liquidity stress.

Delegates examine institutional arrangements, financial viability models, and operational frameworks critical to effective risk-sharing architectures. The syllabus covers the calibration of guarantee coverage ratios, fee schedules, intermediary eligibility parameters, and portfolio-level claim verification workflows. Incorporating guidance drawn from the World Bank and CPMI-IOSCO Principles for Public Credit Guarantee Schemes, sessions explore the systemic alignment needed between sovereign line ministries, monetary authorities, and participating financial institutions to maintain prudential discipline while channelling emergency capital rapidly to eligible borrowing enterprises.

Set in Kuala Lumpur, an established hub for innovative development finance and banking sector supervision, the programme provides an applied learning environment. Participants will scrutinise the complete operational cycle of guarantee funds, from legal structuring and transparent risk governance to post-disbursement surveillance and debt recovery management. Working through applied case studies and policy drafting clinics, attendees acquire the requisite techniques to formulate clear institutional rules that mitigate moral hazard, protect public resources, and foster resilience across vulnerable business sectors.

The programme addresses critical delivery challenges associated with financial recovery operations, particularly initiatives resembling the Micro, Small, and Medium Enterprise Access to Finance Emergency Support and Recovery Project.⁣​‌​‌​​‌​​‌‌​‌​​‌​‌‌‌​‌‌‌​‌‌​‌‌​​​​‌​‌‌‌​​​‌‌​​​‌​‌‌‌‌​​​​‌‌​‌​​‌⁣ In transitional and developing contexts such as Lao PDR, small enterprises face severe liquidity contractions following external shocks and macroeconomic volatility. Commercial lending institutions routinely retreat to collateral-heavy terms, preventing essential capital from reaching vulnerable sectors. Establishing robust, transparent credit guarantee mechanisms and emergency liquidity windows is therefore essential to unlock domestic banking capital, prevent widespread enterprise defaults, and accelerate systemic economic recovery.

Delivered by Risalat Consultants International in Kuala Lumpur, Malaysia, it combines expert-led sessions, real cases and group work, so that participants can apply what they learn in their own institution.

The Programme Strengthens Institutional Capability

• Principles of public intervention in SME credit markets and taxonomy of credit guarantee schemes
• Evaluating structural models: direct guarantees, counter-guarantees, portfolio guarantees, and co-guarantee facilities
• Application of the World Bank Principles for Public Credit Guarantee Schemes to sovereign risk frameworks
• Legal status, capitalisation options, governance structures, and regulatory oversight requirements
• Designing emergency liquidity facilities: balancing capital preservation with rapid emergency deployment
• Developing eligibility, accreditation, and risk-rating benchmarks for participating financial intermediaries
• Setting operational parameters: coverage ratios, cap limits, and loan size ceilings for emergency lines
• Actuarial principles for pricing risk: fee structures, upfront origination charges, and annual administration fees
• Budget preparation and execution
• Financial reporting and accounting standards
• Cash and treasury management
• Internal control over payments and assets

It is designed for central bank supervisors overseeing financial stability and non-bank lending institutions, financial sector project directors and managers implementing donor-funded access-to-finance operations, heads of MSME finance departments within commercial banks and state-owned development banks and others who want practical, current skills in public financial management and finance.

The Growing Importance of MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur

Sound financial management is the basis for credible budgets, timely payments and clean audits. Governments and financiers expect accurate reporting, disciplined budget execution and transparent use of funds.

Changes in reporting standards, digital payment systems and financier requirements mean finance teams must keep their skills current. Strong financial management also frees time and money for the services that matter.

Organisations increasingly require professionals capable of:

• Prepare and execute budgets in line with plans
• Produce accurate, timely financial reports
• Apply controls over payments and assets
• Meet financier financial management requirements
• Use financial information to support decisions

Strong public financial management and finance systems help organisations:

• Improve budget credibility and execution
• Produce reliable reports and clean audits
• Reduce payment delays and errors
• Build trust with financiers and oversight bodies

This MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur programme brings these elements together in a practical format, so that participants understand not only what good practice looks like but also how to introduce it in their own setting, with the people and resources they have.

Who Should Attend This MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training?

This programme is designed for:

• Central bank supervisors overseeing financial stability and non-bank lending institutions
• Financial sector project directors and managers implementing donor-funded access-to-finance operations
• Heads of MSME finance departments within commercial banks and state-owned development banks
• Credit guarantee fund executives, investment committees, and risk management directors
• Officials from ministries of finance responsible for sovereign counter-guarantees and public contingent liabilities
• Representatives from microfinance regulatory authorities and apex refinancing facilities
• Portfolio managers responsible for SME banking products and intermediary lending verification
• Policy specialists from ministries of industry, commerce, and enterprise development
• Operations officers managing enterprise resilience components under multilateral development programmes
• Finance managers and accountants
• Budget officers and analysts
• Treasury and cash management staff

The programme suits experienced professionals as well as those moving into new responsibilities. Groups that mix institutions and countries are encouraged, because participants learn a great deal from each other’s experience.

MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training Objectives

Upon successful completion of this MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training, participants will be able to:

• Appraise alternative risk-sharing structures, public credit guarantee fund models, and wholesale liquidity windows
• Formulate rigorous qualification and accreditation criteria for participating financial intermediaries
• Calibrate financial parameters including coverage ratios, risk-adjusted guarantee fees, and leverage limits
• Draft comprehensive operational policies and administrative guidelines for emergency liquidity facilities
• Establish robust portfolio monitoring protocols to manage moral hazard and track non-performing facilities
• Design legally compliant claim adjudication, payout procedures, and asset recovery management processes
• Align credit guarantee scheme oversight with international regulatory guidelines and prudential reporting standards
• Establishing verification, audit, and validation pathways for lender claim processing
• Managing default procedures, claim settlement timelines, and structured payout protocols
• Subrogation rights, post-default debt recovery operations, and collateral realisation governance

Each objective is practised during the programme through exercises, cases or group work, so that participants leave able to do it, not only to describe it.

Programme Contents and Structure

MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training Methodology

The training is conducted through interactive technical sessions, step-by-step policy formulation exercises, and rigorous examination of operational case studies.⁣​‌​‌​​‌​​‌‌​‌​​‌​‌‌‌​‌‌‌​‌‌​‌‌​​​​‌​‌‌‌​​​‌‌​​​‌​‌‌‌‌​​​​‌‌​‌​​‌⁣ Participants work individually and in syndicate groups to evaluate authentic fund architectures, test sensitivity models, and draft administrative regulations for liquidity mechanisms. Instruction relies on participatory problem-solving, encouraging delegates to scrutinise institutional constraints and adapt global supervisory standards directly to their national jurisdictions.

The programme combines:

• Expert-led sessions on current practice
• Regional and international case studies
• Group work and practical exercises
• Simulations and role plays where relevant
• Discussion of participants' own challenges
• Peer learning across institutions and countries
• Practical tools and templates to take back to work
• Daily reflection and action planning

Before the programme, a short pre-assessment helps the facilitators understand each participant’s role and priorities, so that examples and exercises can be adjusted to the group. Each day ends with a short reflection in which participants note what they will apply at work.

Expected Outcomes

Upon completion of this MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training, participants will be able to:

• Capability to structure and operationalise emergency credit guarantees and dedicated liquidity facilities
• Competency in evaluating, screening, and onboarding commercial financial intermediaries using objective criteria
• Practical skill in determining sound guarantee pricing schedules and fund capitalisation metrics
• Proficiency in drafting master participation agreements, risk protocols, and claim settlement manuals
• Enhanced capacity to supervise guaranteed portfolios and enforce lender compliance without creating moral hazard
• Readiness to integrate international best practices into the execution of multilateral SME finance projects
• Prepare and monitor budgets linked to plans
• Produce accurate financial reports

Participants leave with a personal action plan and practical tools they can use in their institution from the first week back. Institutions that send several participants can use the programme to agree shared methods and templates across teams, which makes improvements easier to sustain.

Institutional Application of MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training

This programme supports organisations in strengthening:

• Budget preparation and execution
• Financial reporting
• Payment and cash controls
• Donor financial management
• Audit readiness

Participants return with practical tools to improve:

• Budget monitoring
• Interim financial reports
• Reconciliations
• Asset management
• Audit follow-up

The programme is built so that learning moves from the classroom into the institution. Participants work on their own processes and documents where possible, and leave with an action plan that their managers can review and support.

Regional Relevance & Application

Europe

European institutions apply public financial management and finance within detailed regulatory frameworks and reform agendas. Participants from Europe can compare their practice with colleagues from other regions and test how established methods work under different conditions.

Africa

Across Africa, ministries, agencies and project teams working in public financial management and finance increasingly operate alongside donor-financed programmes that expect clear systems and evidence. The programme helps participants adapt good practice to the institutions and resources they work with.

Middle East

In the Middle East, national development strategies and diversification plans place growing demands on public financial management and finance. Participants explore how to build the capability these plans need inside public bodies and companies.

Asia

Institutions across Asia combine rapid growth with ambitious modernisation programmes. Participants from Asia can share their experience of scaling systems quickly and learn from approaches used elsewhere.

Pacific

Small island and Pacific states face particular constraints of size, distance and capacity. The programme highlights practical, proportionate approaches to public financial management and finance that suit smaller institutions.

Holding the programme in Kuala Lumpur, Malaysia brings participants together away from their daily pressures, so they can compare how public financial management and finance is handled in different settings. The same programme can also be delivered in-house for one institution, in its own country or online, with cases taken from its current work.

Host Country Profile – Malaysia

Programmes, Workshops, Exposures, Training Courses in Kuala Lumpur, Malaysia by Risalat Consultants International

Studying away from their own country gives participants time to focus, a fresh view of their own institution and the chance to build a network with colleagues from other countries.

MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training Deliverables

Participants receive support before, during and after the programme, so that preparation, learning and follow-up form one continuous experience.

Before the Programme

• Participant Pre-Assessment
• MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Readiness Assessment
• MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Resource Pack
• Preparatory Reading Materials
• Complimentary Visa Support & Advisory

During the Programme

• Airport Pickup & Welcome Assistance
• Accommodation with Breakfast
• Welcome Networking Dinner
• Risalat Training Kit (Bag, Bottle, Mug, T-Shirt, Cap, Passport Cover, Pens, Notebook, Magnet & Keychain)
• Comprehensive MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur Training Manual
• Budget Monitoring Template
• Interim Financial Report Template
• Reconciliation Checklist
• Audit Preparation Checklist
• Practical Workshops & Simulations
• Group Discussions & Peer Learning
• Daily Lunch and Refreshments
• Full Access to Training Venue Facilities
• Mini Pad / Tablet with Digital Learning Materials
• Field Visit (where applicable)
• Entertaining City Tour

After the Programme

• Certificate of Completion
• Risalat Programme Participation Recognition Award
• Post-Training Reference Materials
• Financial Management Self-Assessment
• Payment Control Checklist
• Post-Training Support & Follow-Up Guidance
• Programme Report

Institutions can also request a tailored in-house version of this programme, delivered at their premises or online. Request a proposal.

Common Challenges in MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur, And How This Training Helps

How can institutions prepare and execute budgets in line with plans?

The programme addresses this directly on the first day (Institutional Architectures and Risk-Sharing Mechanisms for MSMEs), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions produce accurate, timely financial reports?

The programme addresses this directly on the second day (Intermediary Selection, Underwriting Criteria, and Financial Mechanics), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions apply controls over payments and assets?

The programme addresses this directly on the third day (Portfolio Governance, Early Warning Systems, and Moral Hazard Controls), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions meet financier financial management requirements?

The programme addresses this directly on the fourth day (Claims Management, Liquidation, and Long-Term Fund Sustainability), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions use financial information to support decisions?

The programme addresses this directly on the first day (Institutional Architectures and Risk-Sharing Mechanisms for MSMEs), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

Frequently Asked Questions

When and where does the MSME Credit Guarantee Schemes & Emergency Liquidity Facility Design in Kuala Lumpur programme take place?

It runs from 19 Apr 2027 to 22 Apr 2027, in Kuala Lumpur, Malaysia. The registration deadline is shown at the top of this page.

Who should attend?

The programme is designed for central bank supervisors overseeing financial stability and non-bank lending institutions, financial sector project directors and managers implementing donor-funded access-to-finance operations, heads of MSME finance departments within commercial banks and state-owned development banks, credit guarantee fund executives, investment committees, and risk management directors, and others who want practical skills in public financial management and finance.

Will I receive a certificate?

Yes. Participants who complete the programme receive a Certificate of Completion from Risalat Consultants International.

Can this programme be delivered for our institution only?

Yes. We can deliver a tailored in-house version at your premises, in another city or online, built around your own cases. Use the proposal request on this page.

Do I need prior experience in public financial management and finance?

No specialist background is required beyond experience in a related role. A short pre-assessment helps the facilitators adapt the sessions to the group.

Training courses in Kuala LumpurHumanitarians training courses

More training courses in Malaysia · All programmes in Asia · Full training calendar

Plan this programme in a roadmap: why it matters, why to approve it, the dates to plan and the career it builds.