Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna

Programme Overview

This intensive five-day programme delivers comprehensive operational knowledge on implementing Basel-aligned risk-based supervisory frameworks and managing problematic bank exposures.⁣​‌​‌​​‌​​‌‌​‌‌​​​‌‌​‌‌​​​​‌‌​‌​‌​​‌​‌‌‌​​​‌‌​​​‌​‌‌‌‌​​​​‌‌​‌​‌​⁣ Designed specifically for central bank supervisors and financial sector policy analysts, the course examines the end-to-end supervisory cycle. Participants explore how to move beyond basic compliance checks to forward-looking risk assessments, ensuring banking institutions maintain adequate capital, resilient liquidity buffers, and sound corporate governance to withstand macroeconomic shocks and credit deterioration.

Delegates will examine international standards developed by the Basel Committee on Banking Supervision and the Financial Stability Board, with a direct focus on adapting them to emerging banking systems. The curriculum addresses Pillar 2 supervisory review processes, asset quality reviews, and practical methodologies for loan classification. Special emphasis is placed on identifying systemic credit concentrations, evaluating troubled bank balance sheets, and applying rigorous stress-testing assumptions to gauge financial system resilience under adverse market conditions.

Held in Vienna, the course also provides structured approaches to non-performing loan resolution, asset management mechanisms, and institutional bank resolution strategies. Participants will review legal, regulatory, and financial arrangements necessary for swift resolution, debt restructuring, and the orderly liquidation or recapitalisation of distressed lenders. Through practical exercises, participants acquire the institutional capabilities needed to protect depositor funds, maintain monetary transmission integrity, and safeguard broader national financial stability.

Emerging economies face increasing macroeconomic headwinds, foreign exchange pressures, and elevated balance-sheet fragilities that test financial sector stability.⁣​‌​‌​​‌​​‌‌​‌‌​​​‌‌​‌‌​​​​‌‌​‌​‌​​‌​‌‌‌​​​‌‌​​​‌​‌‌‌‌​​​​‌‌​‌​‌​⁣ This course directly addresses the structural financial stability and supervisory modernisation objectives typical of initiatives such as the US$50m Financial and Private Sector Development Project. By modernising off-site early warning tools, conducting intrusive on-site reviews, and putting credible distressed asset resolution strategies in place, supervisory authorities can effectively contain systemic risk, reduce non-performing exposures, and foster sustained private sector lending.

Delivered by Risalat Consultants International in Vienna, Austria, it combines expert-led sessions, real cases and group work, so that participants can apply what they learn in their own institution.

The Programme Strengthens Institutional Capability

• Alignment with Basel Core Principles for Effective Banking Supervision
• Transitioning from compliance-based checking to forward-looking risk assessment
• Assessing internal capital adequacy assessment processes under Pillar 2
• Supervisory Risk Assessment Systems and institution risk-profiling models
• Supervisory scoring, CAMELS adaptations, and supervisory intervention matrices
• Developing automated off-site monitoring tools and prudential indicators
• Evaluation of bank corporate governance, risk appetite, and internal audit
• Systemic credit concentration risks, related-party lending, and exposure limits
• Fraud risk assessment and fraud risk registers
• Design and testing of internal controls
• The Three Lines model and the role of oversight
• Audit planning, evidence and documentation

It is designed for banking supervisors and inspectors from the National Bank of Tajikistan, financial sector policy analysts and regulatory development officers, central bank on-site and off-site examination specialists and others who want practical, current skills in fraud, audit and internal control.

The Growing Importance of Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna

Public bodies and donor-financed projects are expected to show that funds are used for their intended purpose. Auditors, oversight bodies and financiers increasingly look beyond the financial statements to the controls, records and behaviours behind them.

Fraud and control weaknesses rarely come from one failure. They grow where roles are unclear, records are incomplete and warning signs are not followed up. Teams that understand how fraud happens, and how controls stop it, protect both their institution and the people it serves.

Organisations increasingly require professionals capable of:

• Identify and rate fraud and control risks in their own processes
• Design controls that are proportionate and testable
• Gather and document reliable audit evidence
• Recognise red flags early and escalate them correctly
• Turn findings into practical, agreed actions

Strong fraud, audit and internal control systems help organisations:

• Reduce losses and ineligible expenditure
• Pass external audits with fewer findings
• Strengthen trust with financiers and citizens
• Respond to allegations in a fair and documented way

This Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna programme brings these elements together in a practical format, so that participants understand not only what good practice looks like but also how to introduce it in their own setting, with the people and resources they have.

Who Should Attend This Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training?

This programme is designed for:

• Banking supervisors and inspectors from the National Bank of Tajikistan
• Financial sector policy analysts and regulatory development officers
• Central bank on-site and off-site examination specialists
• Credit risk and systemic stability monitoring officers
• Specialists working on financial resolution and crisis management units
• Legal and regulatory compliance officers in central banking
• Deposit insurance agency officers and resolution authority experts
• Ministry of Finance officials involved in financial sector policy
• Project management unit specialists on donor-funded financial sector projects
• Internal auditors and audit managers
• Finance managers and accountants
• Compliance and risk officers

The programme suits experienced professionals as well as those moving into new responsibilities. Groups that mix institutions and countries are encouraged, because participants learn a great deal from each other’s experience.

Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training Objectives

Upon successful completion of this Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training, participants will be able to:

• Implement Basel Core Principles and Pillar 2 supervisory review mechanisms within domestic regulatory frameworks
• Execute forward-looking risk-based supervisory plans tailored to commercial bank risk profiles
• Conduct comprehensive asset quality reviews and loan portfolio assessments using IFRS 9 staging rules
• Design and calibrate macroeconomic stress tests to assess banking sector capital and liquidity adequacy
• Structure institutional frameworks for distressed asset management and non-performing loan work-outs
• Apply Financial Stability Board resolution tools to manage non-viable credit institutions without systemic disruption
• Establish early warning indicators and corrective action frameworks to identify and mitigate emerging systemic vulnerabilities
• Explain how and why fraud happens, using recognised fraud risk models
• Carry out a fraud and control risk assessment for a real process
• Map controls to risks using the Three Lines model

Each objective is practised during the programme through exercises, cases or group work, so that participants leave able to do it, not only to describe it.

Programme Contents and Structure

Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training Methodology

The course uses an applied professional learning format that combines technical presentations with extensive practical case studies and exercises.⁣​‌​‌​​‌​​‌‌​‌‌​​​‌‌​‌‌​​​​‌‌​‌​‌​​‌​‌‌‌​​​‌‌​​​‌​‌‌‌‌​​​​‌‌​‌​‌​⁣ Delegates work through practical banking balance sheets, evaluate simulated asset quality review data, and calibrate credit stress-testing matrices. Group discussions encourage cross-comparisons between international standards and domestic regulatory conditions, while practical simulation exercises enable participants to test supervisory intervention and resolution strategies in realistic, controlled scenarios.

The programme combines:

• Expert-led sessions on current practice
• Regional and international case studies
• Group work and practical exercises
• Simulations and role plays where relevant
• Discussion of participants' own challenges
• Peer learning across institutions and countries
• Practical tools and templates to take back to work
• Daily reflection and action planning

Before the programme, a short pre-assessment helps the facilitators understand each participant’s role and priorities, so that examples and exercises can be adjusted to the group. Each day ends with a short reflection in which participants note what they will apply at work.

Expected Outcomes

Upon completion of this Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training, participants will be able to:

• Practical capability to draft and update risk-based supervision manuals and on-site examination routines
• Competence to scrutinise bank internal capital calculations and establish Pillar 2 capital add-ons
• Skills to identify under-provisioned loan portfolios and evaluate expected credit loss models effectively
• Ability to run baseline credit stress-testing scenarios and interpret results for supervisory planning
• Operational proficiency in designing non-performing asset reduction plans and restructuring schemes
• Capacity to formulate institutional resolution strategies for distressed banks while safeguarding depositors
• Assess fraud and control risks in their own processes
• Design and test proportionate controls

Participants leave with a personal action plan and practical tools they can use in their institution from the first week back. Institutions that send several participants can use the programme to agree shared methods and templates across teams, which makes improvements easier to sustain.

Institutional Application of Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training

This programme supports organisations in strengthening:

• Fraud and corruption risk management
• Internal control frameworks
• Audit and oversight arrangements
• Follow-up of audit findings
• Integrity and reporting channels

Participants return with practical tools to improve:

• Risk registers and control maps
• Audit planning and testing
• Evidence and documentation
• Reporting to management and boards
• Prevention of ineligible expenditure

The programme is built so that learning moves from the classroom into the institution. Participants work on their own processes and documents where possible, and leave with an action plan that their managers can review and support.

Regional Relevance & Application

Europe

European institutions apply fraud, audit and internal control within detailed regulatory frameworks and reform agendas. Participants from Europe can compare their practice with colleagues from other regions and test how established methods work under different conditions.

Africa

Across Africa, ministries, agencies and project teams working in fraud, audit and internal control increasingly operate alongside donor-financed programmes that expect clear systems and evidence. The programme helps participants adapt good practice to the institutions and resources they work with.

Middle East

In the Middle East, national development strategies and diversification plans place growing demands on fraud, audit and internal control. Participants explore how to build the capability these plans need inside public bodies and companies.

Asia

Institutions across Asia combine rapid growth with ambitious modernisation programmes. Participants from Asia can share their experience of scaling systems quickly and learn from approaches used elsewhere.

Pacific

Small island and Pacific states face particular constraints of size, distance and capacity. The programme highlights practical, proportionate approaches to fraud, audit and internal control that suit smaller institutions.

Holding the programme in Vienna, Austria brings participants together away from their daily pressures, so they can compare how fraud, audit and internal control is handled in different settings. The same programme can also be delivered in-house for one institution, in its own country or online, with cases taken from its current work.

Host Country Profile – Austria

Programmes, Workshops, Exposures, Training Courses in Vienna, Austria by Risalat Consultants International

Studying away from their own country gives participants time to focus, a fresh view of their own institution and the chance to build a network with colleagues from other countries.

Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training Deliverables

Participants receive support before, during and after the programme, so that preparation, learning and follow-up form one continuous experience.

Before the Programme

• Participant Pre-Assessment
• Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Readiness Assessment
• Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Resource Pack
• Preparatory Reading Materials
• Complimentary Visa Support & Advisory

During the Programme

• Airport Pickup & Welcome Assistance
• Accommodation with Breakfast
• Welcome Networking Dinner
• Risalat Training Kit (Bag, Bottle, Mug, T-Shirt, Cap, Passport Cover, Pens, Notebook, Magnet & Keychain)
• Comprehensive Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna Training Manual
• Fraud Risk Register Template
• Control Mapping Matrix
• Audit Evidence Checklist
• Findings and Follow-up Tracker
• Practical Workshops & Simulations
• Group Discussions & Peer Learning
• Daily Lunch and Refreshments
• Full Access to Training Venue Facilities
• Mini Pad / Tablet with Digital Learning Materials
• Field Visit (where applicable)
• Entertaining City Tour

After the Programme

• Certificate of Completion
• Risalat Programme Participation Recognition Award
• Post-Training Reference Materials
• Fraud Risk Self-Assessment Guide
• Control Testing Checklist
• Post-Training Support & Follow-Up Guidance
• Programme Report

Institutions can also request a tailored in-house version of this programme, delivered at their premises or online. Request a proposal.

Common Challenges in Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna, And How This Training Helps

How can institutions identify and rate fraud and control risks in their own processes?

The programme addresses this directly on the first day (Risk-Based Supervision Architectures and the Basel Framework), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions design controls that are proportionate and testable?

The programme addresses this directly on the second day (Off-Site Surveillance, Early Warning Systems, and Risk Governance), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions gather and document reliable audit evidence?

The programme addresses this directly on the third day (Credit Risk Inspection, IFRS 9 Staging, and Asset Quality Reviews), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions recognise red flags early and escalate them correctly?

The programme addresses this directly on the fourth day (Stress Testing Capital Adequacy and Liquidity Under Stress), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

How can institutions turn findings into practical, agreed actions?

The programme addresses this directly on the fifth day (Distressed Asset Resolution, Corporate Work-Outs, and Bank Resolution), where participants practise the methods involved and adapt them to their own institution, then build it into their action plan.

Frequently Asked Questions

When and where does the Risk-Based Bank Supervision and Distressed Asset Resolution in Vienna programme take place?

It runs from 14 Jun 2027 to 18 Jun 2027, in Vienna, Austria. The registration deadline is shown at the top of this page.

Who should attend?

The programme is designed for banking supervisors and inspectors from the National Bank of Tajikistan, financial sector policy analysts and regulatory development officers, central bank on-site and off-site examination specialists, credit risk and systemic stability monitoring officers, and others who want practical skills in fraud, audit and internal control.

Will I receive a certificate?

Yes. Participants who complete the programme receive a Certificate of Completion from Risalat Consultants International.

Can this programme be delivered for our institution only?

Yes. We can deliver a tailored in-house version at your premises, in another city or online, built around your own cases. Use the proposal request on this page.

Do I need prior experience in fraud, audit and internal control?

No specialist background is required beyond experience in a related role. A short pre-assessment helps the facilitators adapt the sessions to the group.

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